Fix dashboard hydration and archive theming

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

AGENT_HANDOFF.md

@@ -0,0 +1,80 @@
+# Monthy Tracker Agent Handoff
+
+Use this file as the starting point for any new agent. It summarizes the repo state, the important files, and the non-obvious behavior so you can continue without re-discovering basics.
+
+## What this app is
+
+- Single-user, local-first monthly expense tracker.
+- Stack: Next.js App Router, Prisma, SQLite, Ollama for offline AI.
+- Main views: dashboard, add expense, income/paychecks.
+- Goal: track expenses and paychecks, then generate private monthly summaries and recommendations.
+
+## Current state
+
+- Dashboard data is loaded from `/dashboard?month=YYYY-MM`.
+- Monthly insight generation lives in `src/lib/insights.ts`.
+- The app is currently working with the local dev DB at `file:./prisma/dev.db`.
+- Seed data exists for February 2026 and March 2026.
+- The frontend shows the current month by default, so if data looks missing, check the active month selector first.
+
+## Important files
+
+- `src/components/home-dashboard.tsx` - dashboard UI, fetches dashboard and Ollama status.
+- `src/lib/dashboard.ts` - aggregates totals, breakdowns, recent expenses, and comparisons.
+- `src/lib/insights.ts` - builds the model prompt, calls Ollama, stores fallback/model insights.
+- `src/app/dashboard/route.ts` - dashboard API route.
+- `src/app/backup/database/route.ts` - SQLite backup endpoint.
+- `src/lib/date.ts` - month/date helpers; month filtering uses local date strings.
+- `prisma/schema.prisma` - data model source of truth.
+- `prisma/seed.ts` - local seed script.
+- `README.md` - setup and runtime notes.
+- `openspec/changes/monthly-expense-tracker-v1/` - design/spec/task source for the product.
+
+## Key behavior to know
+
+- Dashboard aggregates all records, then filters them to the selected month in memory.
+- `getCurrentMonthKey()` uses local machine time.
+- `generateMonthlyInsight()` in `src/lib/insights.ts`:
+  - builds a structured prompt from dashboard totals, category breakdown, recent expenses, and chart points
+  - expects strict JSON with `summary` and `recommendations`
+  - falls back when activity is sparse or Ollama is unavailable
+  - stores the final result in `MonthlyInsight`
+- The fallback message is intentionally safe and short when data is too sparse.
+
+## Known gotchas
+
+- If dashboard values appear missing, confirm the selected month matches the seeded data.
+- If Docker backup fails, check `DATABASE_URL`; the backup route reads the SQLite path from the env var.
+- Prisma migration ordering matters because migration folders are applied lexicographically.
+- In Docker Compose on Linux, `extra_hosts: host-gateway` is needed for host Ollama access.
+
+## Current enhancement target
+
+- The next useful improvement is making the generated monthly summary more helpful and more structured.
+- Best place to change it: `src/lib/insights.ts`.
+- Likely changes:
+  - strengthen the prompt with clearer sections or required observations
+  - improve the fallback logic for sparse months
+  - optionally store more structured fields in `MonthlyInsight`
+  - update the dashboard card rendering in `src/components/home-dashboard.tsx` if the output shape changes
+
+## Useful commands
+
+```bash
+npm run dev
+npx prisma migrate deploy
+npx prisma db seed
+npm test
+```
+
+If you need to verify the dashboard API directly:
+
+```bash
+curl "http://localhost:3000/dashboard?month=2026-03"
+```
+
+## Recommended next step for another agent
+
+1. Read `src/lib/insights.ts`, `src/lib/dashboard.ts`, and `prisma/schema.prisma`.
+2. Decide whether to improve the insight prompt, the stored data shape, or the dashboard rendering.
+3. Make the change, then verify with the dashboard API and a generated insight.

next-env.d.ts

@@ -1,6 +1,6 @@
 /// <reference types="next" />
 /// <reference types="next/image-types/global" />
-import "./.next/dev/types/routes.d.ts";
+import "./.next/types/routes.d.ts";
 
 // NOTE: This file should not be edited
 // see https://nextjs.org/docs/app/api-reference/config/typescript for more information.

openspec/changes/archive/2026-03-23-monthly-expense-tracker-v1/specs/expense-tracking/spec.md

@@ -18,6 +18,13 @@ The system SHALL allow the user to list recorded expenses and delete a specific
 - **WHEN** the user requests expenses for the app
 - **THEN** the system returns stored expenses in a stable order with their recorded fields
 
+### Requirement: User can browse expense history by month
+The system SHALL allow the user to select a `YYYY-MM` month when reviewing expense history and SHALL return the expenses recorded for that month.
+
+#### Scenario: Prior month entries are visible
+- **WHEN** the user selects February 2026 in the add-expense history view
+- **THEN** the system shows the expenses recorded in February 2026 and exposes delete actions for deletable entries in that month
+
 #### Scenario: Expense is deleted
 - **WHEN** the user deletes an existing expense
 - **THEN** the system removes that expense and it no longer appears in future listings or aggregates

openspec/changes/archive/2026-03-23-theming-dark-mode/.openspec.yaml

@@ -0,0 +1,2 @@
+schema: spec-driven
+created: 2026-03-23

openspec/changes/archive/2026-03-23-theming-dark-mode/design.md

@@ -0,0 +1,54 @@
+## Context
+
+The project uses Next.js with Tailwind CSS v4 and a warm stone/amber palette. All styling is done via Tailwind utility classes directly in JSX. There are no separate CSS modules for components. The root layout owns the `<html>` and `<body>` tags, making it the natural place to manage the theme class and prevent flash-of-unstyled-content.
+
+## Goals / Non-Goals
+
+**Goals:**
+- Implement class-based dark mode that works with Tailwind v4's `@custom-variant` API.
+- Prevent theme flash on page load with an inline blocking script.
+- Persist user preference in `localStorage` under the key `theme`.
+- Fall back to system preference (`prefers-color-scheme`) when no preference is saved.
+- Keep the dark palette warm and consistent with the existing amber/stone design language.
+
+**Non-Goals:**
+- Server-side theme rendering or cookies (local-only app, no SSR theme concerns beyond flash prevention).
+- Per-page or per-component theme overrides.
+- Animated theme transitions beyond the existing `transition-duration: 180ms` on interactive elements.
+
+## Decisions
+
+### Use Tailwind v4 `@custom-variant` for class-based dark mode
+- Rationale: Tailwind v4's default dark mode is media-query-based. Adding `@custom-variant dark (&:where(.dark, .dark *))` in `globals.css` enables the `dark:` prefix to respond to a class on any ancestor, which is the standard pattern for toggle-able dark mode.
+- Alternative considered: Continue using media-query dark mode with no toggle. Rejected because users cannot override system preference.
+
+### Store theme preference in `localStorage`
+- Rationale: Simple, synchronous, requires no server or cookies. Reads correctly in the blocking inline script.
+- Alternative considered: Cookies for SSR. Rejected because this app is local-first and has no meaningful SSR theme benefit.
+
+### Inject an inline blocking script in `<head>` to set the `dark` class before first paint
+- Rationale: Prevents the flash where the page briefly renders in light mode before React hydrates and reads `localStorage`. The script is small and runs synchronously.
+- Alternative considered: Set the class in a React `useEffect`. Rejected because `useEffect` runs after paint, causing a visible flash.
+
+### Warm deep-stone dark palette
+- Rationale: The light theme is built on warm stone and amber tones. The dark theme mirrors this with deep stone backgrounds (`stone-950`, `stone-900`, `stone-800`) and dimmed amber/emerald accents, keeping the visual identity coherent.
+- Alternative considered: Neutral dark greys. Rejected because they clash with the warm amber accents and feel disconnected from the brand.
+
+## Risks / Trade-offs
+
+- [Inline script adds a small amount of render-blocking HTML] → Acceptable; the script is under 200 bytes and only runs once per page load.
+- [LocalStorage is unavailable in some privacy modes] → The script wraps the read in a try/catch and falls back to system preference.
+- [Many components have hardcoded warm background strings like `bg-[#fffaf2]`] → These are replaced with equivalent Tailwind tokens plus `dark:` overrides so the mapping is explicit and maintainable.
+
+## Migration Plan
+
+1. Update `globals.css` with `@custom-variant dark` and dark-mode CSS variable overrides.
+2. Create the `ThemeToggle` client component.
+3. Update `layout.tsx` to add the blocking script and render `ThemeToggle` in the header.
+4. Update `site-nav.tsx` with dark-mode nav styles.
+5. Update `home-dashboard.tsx`, `expense-workspace.tsx`, `paycheck-workspace.tsx`, and `recurring-expense-manager.tsx` with `dark:` variants.
+6. Update page-level header text that uses hardcoded colour classes.
+
+## Open Questions
+
+- Should the toggle also expose a "System" option (three-way: Light / Dark / System) rather than a binary flip? Deferred to a follow-up; the initialisation script already handles system fallback on first visit.

openspec/changes/archive/2026-03-23-theming-dark-mode/proposal.md

@@ -0,0 +1,27 @@
+## Why
+
+The app currently ships with a warm light theme only. Adding a system-aware dark mode with a manual toggle removes eye strain in low-light conditions and meets baseline accessibility expectations for a personal finance tool used at any hour.
+
+## What Changes
+
+- Add a class-based dark mode variant using Tailwind v4 `@custom-variant` so all `dark:` utilities are controlled by a `dark` class on `<html>`.
+- Add a `ThemeToggle` component that persists the user's preference in `localStorage` and initialises the correct class before first paint to prevent flash.
+- Update the root layout to inject the inline initialisation script and render the toggle inside the existing header.
+- Apply `dark:` variants to all UI components to produce a warm, deep-stone dark palette consistent with the existing amber/stone design language.
+
+## Capabilities
+
+### New Capabilities
+- `dark-mode`: Users can switch between light and dark themes with a toggle that persists across sessions. System preference is respected on first visit.
+
+### Modified Capabilities
+- `expense-tracking`: Expense workspace and recurring expense manager now render correctly in both themes.
+- `paycheck-tracking`: Paycheck workspace now renders correctly in both themes.
+- `monthly-dashboard`: Dashboard sections, insight cards, category bars, and stat cards now render correctly in both themes.
+
+## Impact
+
+- Affected code: `globals.css`, `layout.tsx`, all components under `src/components/`, and page header text in `src/app/`.
+- APIs: None.
+- Dependencies: None — uses Tailwind v4 built-ins and the Web Storage API.
+- Systems: No server-side changes required; theme state is fully client-side.

openspec/changes/archive/2026-03-23-theming-dark-mode/specs/dark-mode/spec.md

@@ -0,0 +1,26 @@
+## ADDED Requirements
+
+### Requirement: User can switch between light and dark themes
+The system SHALL allow the user to toggle between light and dark themes with a persistent preference.
+
+#### Scenario: User toggles dark mode on
+- **WHEN** the user activates the theme toggle while the app is in light mode
+- **THEN** the system applies the dark theme and saves the preference for future visits
+
+#### Scenario: User toggles dark mode off
+- **WHEN** the user activates the theme toggle while the app is in dark mode
+- **THEN** the system applies the light theme and saves the preference for future visits
+
+### Requirement: Theme preference respects system defaults on first visit
+The system SHALL use the user's system color scheme preference when no saved preference exists.
+
+#### Scenario: No stored preference uses system theme
+- **WHEN** the user opens the app for the first time without a saved theme preference
+- **THEN** the system applies dark mode when the operating system prefers dark color schemes and light mode otherwise
+
+### Requirement: Theme selection loads without a flash of the wrong theme
+The system SHALL initialize the theme before the first visible paint so the page does not briefly render in the wrong theme.
+
+#### Scenario: Initial paint matches saved theme
+- **WHEN** the app loads and a saved theme preference exists
+- **THEN** the document theme is applied before the page content is visibly rendered

openspec/changes/archive/2026-03-23-theming-dark-mode/specs/expense-tracking/spec.md

@@ -0,0 +1,12 @@
+## ADDED Requirements
+
+### Requirement: Expense tracking UI renders correctly in both themes
+The system SHALL render the expense tracking workspace, history list, forms, and item states with readable contrast in both light and dark themes.
+
+#### Scenario: Expense workspace renders in dark mode
+- **WHEN** the user opens the expense tracking view while dark mode is active
+- **THEN** the form card, history card, inputs, actions, and expense rows use dark-compatible colors and remain readable
+
+#### Scenario: Expense workspace renders in light mode
+- **WHEN** the user opens the expense tracking view while light mode is active
+- **THEN** the form card, history card, inputs, actions, and expense rows use light-compatible colors and remain readable

openspec/changes/archive/2026-03-23-theming-dark-mode/specs/monthly-dashboard/spec.md

@@ -0,0 +1,12 @@
+## ADDED Requirements
+
+### Requirement: Monthly dashboard UI renders correctly in both themes
+The system SHALL render dashboard sections, insight cards, category bars, stat tiles, and empty states with readable contrast in both light and dark themes.
+
+#### Scenario: Dashboard renders in dark mode
+- **WHEN** the user opens the dashboard while dark mode is active
+- **THEN** the summary cards, comparison cards, progress bars, and empty states use dark-compatible colors and remain readable
+
+#### Scenario: Dashboard renders in light mode
+- **WHEN** the user opens the dashboard while light mode is active
+- **THEN** the summary cards, comparison cards, progress bars, and empty states use light-compatible colors and remain readable

openspec/changes/archive/2026-03-23-theming-dark-mode/specs/paycheck-tracking/spec.md

@@ -0,0 +1,12 @@
+## ADDED Requirements
+
+### Requirement: Paycheck tracking UI renders correctly in both themes
+The system SHALL render the paycheck tracking workspace, schedule panel, form, and list items with readable contrast in both light and dark themes.
+
+#### Scenario: Paycheck workspace renders in dark mode
+- **WHEN** the user opens the paycheck tracking view while dark mode is active
+- **THEN** the schedule panel, form card, inputs, and paycheck rows use dark-compatible colors and remain readable
+
+#### Scenario: Paycheck workspace renders in light mode
+- **WHEN** the user opens the paycheck tracking view while light mode is active
+- **THEN** the schedule panel, form card, inputs, and paycheck rows use light-compatible colors and remain readable

openspec/changes/archive/2026-03-23-theming-dark-mode/tasks.md

@@ -0,0 +1,25 @@
+## 1. CSS and variant setup
+
+- [x] 1.1 Add `@custom-variant dark (&:where(.dark, .dark *))` to `globals.css` and update `:root` / `@theme` blocks with dark-mode CSS variable overrides.
+
+## 2. Theme toggle infrastructure
+
+- [x] 2.1 Create `src/components/theme-toggle.tsx` — a client component that reads and writes `localStorage` theme preference, toggles the `dark` class on `<html>`, and renders a sun/moon button.
+- [x] 2.2 Update `src/app/layout.tsx` to inject the inline blocking script in `<head>` and render `ThemeToggle` in the header alongside `SiteNav`.
+
+## 3. Component dark-mode styles
+
+- [x] 3.1 Update `src/components/site-nav.tsx` with `dark:` variants for link backgrounds, borders, and text.
+- [x] 3.2 Update `src/components/home-dashboard.tsx` with `dark:` variants for all section cards, stat tiles, insight blocks, progress bars, and empty states.
+- [x] 3.3 Update `src/components/expense-workspace.tsx` with `dark:` variants for the form card, list card, inputs, and expense articles.
+- [x] 3.4 Update `src/components/paycheck-workspace.tsx` with `dark:` variants for the schedule panel, form, and paycheck list.
+- [x] 3.5 Update `src/components/recurring-expense-manager.tsx` with `dark:` variants for the panel, inline form, and definition articles.
+
+## 4. Page header text
+
+- [x] 4.1 Update hardcoded text colours in `src/app/add-expense/page.tsx` and `src/app/income/page.tsx` with `dark:` overrides.
+
+## 5. Verification
+
+- [x] 5.1 Visually verify light and dark modes across the dashboard, add-expense, and income pages in the browser.
+- [x] 5.2 Verify that theme preference persists across page refreshes and that there is no flash of the wrong theme on load.

openspec/specs/category-suggestion/spec.md

@@ -0,0 +1,27 @@
+## Purpose
+
+TBD
+
+## Requirements
+
+### Requirement: System suggests categories from merchant names
+The system SHALL support merchant-name-based category suggestion for expense entry while keeping all suggestion logic fully offline.
+
+#### Scenario: Known merchant resolves from deterministic rules
+- **WHEN** the user enters a merchant or shop name that matches a known merchant rule
+- **THEN** the system assigns the mapped category without needing model inference
+
+#### Scenario: Unknown merchant falls back to local model
+- **WHEN** the user enters a merchant or shop name that does not match a known merchant rule
+- **THEN** the system asks the local AI service for a category suggestion and returns the suggested category
+
+### Requirement: Ambiguous suggestions remain user-controlled
+The system SHALL keep the final saved category under user control for ambiguous or model-generated suggestions.
+
+#### Scenario: User confirms model suggestion before save
+- **WHEN** the category suggestion comes from model inference instead of a deterministic rule
+- **THEN** the user can review and confirm or change the category before the expense is saved
+
+#### Scenario: No cloud fallback is used
+- **WHEN** the local suggestion service is unavailable
+- **THEN** the system continues to allow manual category selection and does not send merchant data to a hosted provider

openspec/specs/dark-mode/spec.md

@@ -0,0 +1,30 @@
+## Purpose
+
+TBD
+
+## Requirements
+
+### Requirement: User can switch between light and dark themes
+The system SHALL allow the user to toggle between light and dark themes with a persistent preference.
+
+#### Scenario: User toggles dark mode on
+- **WHEN** the user activates the theme toggle while the app is in light mode
+- **THEN** the system applies the dark theme and saves the preference for future visits
+
+#### Scenario: User toggles dark mode off
+- **WHEN** the user activates the theme toggle while the app is in dark mode
+- **THEN** the system applies the light theme and saves the preference for future visits
+
+### Requirement: Theme preference respects system defaults on first visit
+The system SHALL use the user's system color scheme preference when no saved preference exists.
+
+#### Scenario: No stored preference uses system theme
+- **WHEN** the user opens the app for the first time without a saved theme preference
+- **THEN** the system applies dark mode when the operating system prefers dark color schemes and light mode otherwise
+
+### Requirement: Theme selection loads without a flash of the wrong theme
+The system SHALL initialize the theme before the first visible paint so the page does not briefly render in the wrong theme.
+
+#### Scenario: Initial paint matches saved theme
+- **WHEN** the app loads and a saved theme preference exists
+- **THEN** the document theme is applied before the page content is visibly rendered

openspec/specs/expense-tracking/spec.md

@@ -0,0 +1,47 @@
+## Purpose
+
+TBD
+
+## Requirements
+
+### Requirement: User can record categorized expenses
+The system SHALL allow the user to create an expense with a title, amount, category, and local calendar date using fixed starter categories.
+
+#### Scenario: Valid expense is created
+- **WHEN** the user submits a title, positive amount, valid category, and valid local date
+- **THEN** the system stores the expense and returns the created record
+
+#### Scenario: Invalid expense is rejected
+- **WHEN** the user submits a missing title, invalid amount, invalid category, or invalid date
+- **THEN** the system rejects the request with a validation error and does not store the expense
+
+### Requirement: User can review and delete expenses
+The system SHALL allow the user to list recorded expenses and delete a specific expense by identifier.
+
+#### Scenario: Expenses are listed
+- **WHEN** the user requests expenses for the app
+- **THEN** the system returns stored expenses in a stable order with their recorded fields
+
+### Requirement: User can browse expense history by month
+The system SHALL allow the user to select a `YYYY-MM` month when reviewing expense history and SHALL return the expenses recorded for that month.
+
+#### Scenario: Prior month entries are visible
+- **WHEN** the user selects February 2026 in the add-expense history view
+- **THEN** the system shows the expenses recorded in February 2026 and exposes delete actions for deletable entries in that month
+
+#### Scenario: Expense is deleted
+- **WHEN** the user deletes an existing expense
+- **THEN** the system removes that expense and it no longer appears in future listings or aggregates
+
+## ADDED Requirements
+
+### Requirement: Expense tracking UI renders correctly in both themes
+The system SHALL render the expense tracking workspace, history list, forms, and item states with readable contrast in both light and dark themes.
+
+#### Scenario: Expense workspace renders in dark mode
+- **WHEN** the user opens the expense tracking view while dark mode is active
+- **THEN** the form card, history card, inputs, actions, and expense rows use dark-compatible colors and remain readable
+
+#### Scenario: Expense workspace renders in light mode
+- **WHEN** the user opens the expense tracking view while light mode is active
+- **THEN** the form card, history card, inputs, actions, and expense rows use light-compatible colors and remain readable

openspec/specs/monthly-dashboard/spec.md

@@ -0,0 +1,40 @@
+## Purpose
+
+TBD
+
+## Requirements
+
+### Requirement: Dashboard shows month-specific financial totals
+The system SHALL return month-specific dashboard data for a requested `YYYY-MM` month using the local machine timezone for month boundaries.
+
+#### Scenario: Dashboard totals are calculated for a populated month
+- **WHEN** the user requests the dashboard for a month with expenses and paychecks
+- **THEN** the system returns total expenses, total paychecks, net cash flow, and a category breakdown for that month
+
+#### Scenario: Dashboard supports partial current-month data
+- **WHEN** the user requests the dashboard for the current month before the month is complete
+- **THEN** the system returns meaningful month-to-date totals and comparisons using the transactions recorded so far
+
+### Requirement: Dashboard includes derived spending comparisons
+The system SHALL provide derived comparisons for the selected month, including highest category, largest expense, average daily spend, and paycheck coverage information.
+
+#### Scenario: Derived comparisons are available
+- **WHEN** the selected month contains enough data for comparisons
+- **THEN** the system returns the highest category, largest single expense, average daily spend, and spend-versus-paycheck coverage values
+
+#### Scenario: Derived comparisons degrade safely for sparse data
+- **WHEN** the selected month has no expenses or otherwise insufficient data for a comparison
+- **THEN** the system returns null or empty-safe comparison fields instead of failing
+
+## ADDED Requirements
+
+### Requirement: Monthly dashboard UI renders correctly in both themes
+The system SHALL render dashboard sections, insight cards, category bars, stat tiles, and empty states with readable contrast in both light and dark themes.
+
+#### Scenario: Dashboard renders in dark mode
+- **WHEN** the user opens the dashboard while dark mode is active
+- **THEN** the summary cards, comparison cards, progress bars, and empty states use dark-compatible colors and remain readable
+
+#### Scenario: Dashboard renders in light mode
+- **WHEN** the user opens the dashboard while light mode is active
+- **THEN** the summary cards, comparison cards, progress bars, and empty states use light-compatible colors and remain readable

openspec/specs/monthly-insights/spec.md

@@ -0,0 +1,34 @@
+## Purpose
+
+TBD
+
+## Requirements
+
+### Requirement: User can generate monthly AI insights on demand
+The system SHALL allow the user to manually generate monthly AI insights for any month with existing or sparse data by sending structured monthly context to a fully offline local inference runtime.
+
+#### Scenario: Insights are generated for a month with data
+- **WHEN** the user requests insight generation for a month with recorded activity
+- **THEN** the system sends monthly aggregates plus transaction samples to the local AI service and returns a rendered narrative summary with structured supporting totals
+
+#### Scenario: Prior month insights can be generated
+- **WHEN** the user requests insight generation for a previous month that has recorded data
+- **THEN** the system generates and stores insight output for that requested month
+
+### Requirement: Insight generation is read-only and safe for sparse months
+The system SHALL keep AI insight generation read-only and return a safe fallback summary when a month does not have enough data for meaningful guidance.
+
+#### Scenario: Sparse month returns fallback insight
+- **WHEN** the user requests insight generation for a month with empty or near-empty data
+- **THEN** the system returns a fallback message instead of low-confidence advice
+
+#### Scenario: AI does not mutate financial records
+- **WHEN** the system generates or stores monthly insights
+- **THEN** no expense or paycheck records are created, updated, or deleted as part of that request
+
+### Requirement: Insight generation remains private and resilient offline
+The system SHALL keep monthly insight generation fully offline and provide a clear fallback response when the local model runtime or selected model is unavailable.
+
+#### Scenario: Local runtime is unavailable
+- **WHEN** the user requests monthly insights while the local AI runtime is not running or the configured model is unavailable
+- **THEN** the system returns a clear setup or availability message instead of attempting a cloud fallback

openspec/specs/paycheck-tracking/spec.md

@@ -0,0 +1,40 @@
+## Purpose
+
+TBD
+
+## Requirements
+
+### Requirement: User can record paychecks by pay date
+The system SHALL allow the user to create a paycheck with a positive amount and a local pay date.
+
+#### Scenario: Valid paycheck is created
+- **WHEN** the user submits a positive amount and valid local pay date
+- **THEN** the system stores the paycheck and returns the created record
+
+#### Scenario: Invalid paycheck is rejected
+- **WHEN** the user submits a missing or invalid amount or date
+- **THEN** the system rejects the request with a validation error and does not store the paycheck
+
+### Requirement: User can review and delete paychecks
+The system SHALL allow the user to list recorded paychecks and delete a specific paycheck by identifier.
+
+#### Scenario: Paychecks are listed
+- **WHEN** the user requests paychecks for the app
+- **THEN** the system returns stored paychecks in a stable order with their recorded fields
+
+#### Scenario: Paycheck is deleted
+- **WHEN** the user deletes an existing paycheck
+- **THEN** the system removes that paycheck and it no longer appears in future dashboard totals or insight inputs
+
+## ADDED Requirements
+
+### Requirement: Paycheck tracking UI renders correctly in both themes
+The system SHALL render the paycheck tracking workspace, schedule panel, form, and list items with readable contrast in both light and dark themes.
+
+#### Scenario: Paycheck workspace renders in dark mode
+- **WHEN** the user opens the paycheck tracking view while dark mode is active
+- **THEN** the schedule panel, form card, inputs, and paycheck rows use dark-compatible colors and remain readable
+
+#### Scenario: Paycheck workspace renders in light mode
+- **WHEN** the user opens the paycheck tracking view while light mode is active
+- **THEN** the schedule panel, form card, inputs, and paycheck rows use light-compatible colors and remain readable

src/app/add-expense/page.tsx

@@ -10,9 +10,9 @@ export default function AddExpensePage() {
   return (
     <div className="space-y-8">
       <header className="max-w-2xl space-y-3">
-        <p className="text-sm font-semibold uppercase tracking-[0.28em] text-amber-700">Add Expense</p>
-        <h1 className="text-4xl font-semibold text-stone-950">Capture spending while it still feels fresh.</h1>
-        <p className="text-lg leading-8 text-stone-600">
+        <p className="text-sm font-semibold uppercase tracking-[0.28em] text-amber-700 dark:text-amber-500">Add Expense</p>
+        <h1 className="text-4xl font-semibold text-stone-950 dark:text-white">Capture spending while it still feels fresh.</h1>
+        <p className="text-lg leading-8 text-stone-600 dark:text-stone-400">
           Enter the shop name and the app can auto-fill a category locally for known merchants, with offline AI help for unfamiliar ones.
         </p>
       </header>

src/app/globals.css

@@ -1,10 +1,17 @@
 @import "tailwindcss";
 
+@custom-variant dark (&:where(.dark, .dark *));
+
 :root {
   --background: #ffffff;
   --foreground: #171717;
 }
 
+.dark {
+  --background: #1a1714;
+  --foreground: #f5f0eb;
+}
+
 @theme inline {
   --color-background: #fbfaf7;
   --color-foreground: #1c1917;

src/app/income/page.tsx

@@ -8,9 +8,9 @@ export default function IncomePage() {
   return (
     <div className="space-y-8">
       <header className="max-w-2xl space-y-3">
-        <p className="text-sm font-semibold uppercase tracking-[0.28em] text-emerald-700">Income & Paychecks</p>
-        <h1 className="text-4xl font-semibold text-stone-950">Capture income on real pay dates, not rough monthly averages.</h1>
-        <p className="text-lg leading-8 text-stone-600">
+        <p className="text-sm font-semibold uppercase tracking-[0.28em] text-emerald-700 dark:text-emerald-400">Income & Paychecks</p>
+        <h1 className="text-4xl font-semibold text-stone-950 dark:text-white">Capture income on real pay dates, not rough monthly averages.</h1>
+        <p className="text-lg leading-8 text-stone-600 dark:text-stone-400">
           This slice tracks each paycheck as a distinct event so later dashboard and AI guidance can reason about cash timing accurately.
         </p>
       </header>

src/app/layout.tsx

@@ -1,7 +1,9 @@
 import type { Metadata } from "next";
 import { Fraunces, Manrope } from "next/font/google";
+import Script from "next/script";
 
 import { SiteNav } from "@/components/site-nav";
+import { ThemeToggle } from "@/components/theme-toggle";
 
 import "./globals.css";
 
@@ -20,6 +22,18 @@ export const metadata: Metadata = {
   description: "Local-first monthly expense tracking with AI insights.",
 };
 
+const themeScript = `
+(function() {
+  try {
+    var saved = localStorage.getItem('theme');
+    var prefersDark = window.matchMedia('(prefers-color-scheme: dark)').matches;
+    if (saved === 'dark' || (!saved && prefersDark)) {
+      document.documentElement.classList.add('dark');
+    }
+  } catch(e) {}
+})();
+`;
+
 export default function RootLayout({
   children,
 }: Readonly<{
@@ -29,15 +43,22 @@ export default function RootLayout({
     <html
       lang="en"
       className={`${headingFont.variable} ${bodyFont.variable} h-full antialiased`}
+      suppressHydrationWarning
     >
-      <body className="min-h-full bg-[linear-gradient(180deg,#f8f3ea_0%,#f5efe4_28%,#fbfaf7_100%)] text-stone-950">
+      <body className="min-h-full bg-[linear-gradient(180deg,#f8f3ea_0%,#f5efe4_28%,#fbfaf7_100%)] text-stone-950 dark:bg-[linear-gradient(180deg,#1a1714_0%,#1c1a17_28%,#1e1c19_100%)] dark:text-stone-100">
+        <Script id="theme-script" strategy="beforeInteractive">
+          {themeScript}
+        </Script>
         <div className="mx-auto flex min-h-full w-full max-w-7xl flex-col px-4 py-6 sm:px-6 lg:px-8">
-          <header className="mb-10 flex flex-col gap-4 rounded-[2rem] border border-white/70 bg-white/80 px-6 py-5 shadow-[0_20px_50px_rgba(120,90,50,0.08)] backdrop-blur sm:flex-row sm:items-center sm:justify-between">
+          <header className="mb-10 flex flex-col gap-4 rounded-[2rem] border border-white/70 bg-white/80 px-6 py-5 shadow-[0_20px_50px_rgba(120,90,50,0.08)] backdrop-blur sm:flex-row sm:items-center sm:justify-between dark:border-stone-700/60 dark:bg-stone-900/80">
             <div>
-              <p className="text-xs font-semibold uppercase tracking-[0.28em] text-amber-700">Monthy Tracker</p>
-              <p className="mt-2 text-lg text-stone-600">Track the month as it unfolds, not after it slips away.</p>
+              <p className="text-xs font-semibold uppercase tracking-[0.28em] text-amber-700 dark:text-amber-500">Monthy Tracker</p>
+              <p className="mt-2 text-lg text-stone-600 dark:text-stone-400">Track the month as it unfolds, not after it slips away.</p>
+            </div>
+            <div className="flex items-center gap-3">
+              <SiteNav />
+              <ThemeToggle />
             </div>
-            <SiteNav />
           </header>
           <main className="flex-1 pb-10">{children}</main>
         </div>

src/app/page.tsx

@@ -1,5 +1,6 @@
 import { HomeDashboard } from "@/components/home-dashboard";
+import { getCurrentMonthKey } from "@/lib/date";
 
 export default function Home() {
-  return <HomeDashboard />;
+  return <HomeDashboard initialMonth={getCurrentMonthKey()} />;
 }

src/components/expense-workspace.tsx

@@ -1,9 +1,9 @@
 "use client";
 
-import { useEffect, useMemo, useState, type FormEvent } from "react";
+import { useCallback, useEffect, useMemo, useState, type FormEvent } from "react";
 
 import { getCategoryLabel, type CategoryValue } from "@/lib/categories";
-import { getCurrentMonthKey } from "@/lib/date";
+import { getCurrentMonthKey, getLocalToday, getMonthLabel } from "@/lib/date";
 import { formatCurrencyFromCents } from "@/lib/money";
 
 type SuggestionResponse = {
@@ -34,6 +34,7 @@ type Props = {
 
 export function ExpenseWorkspace({ categoryOptions }: Props) {
   const [expenses, setExpenses] = useState<ExpenseRecord[]>([]);
+  const [selectedMonth, setSelectedMonth] = useState("");
   const [formState, setFormState] = useState<{
     title: string;
     amount: string;
@@ -42,7 +43,7 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
   }>({
     title: "",
     amount: "",
-    date: new Date().toISOString().slice(0, 10),
+    date: "",
     category: (categoryOptions[0]?.value as CategoryValue | undefined) ?? "MISC",
   });
   const [editingId, setEditingId] = useState<string | null>(null);
@@ -53,16 +54,32 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
   const [lastSuggestedMerchant, setLastSuggestedMerchant] = useState("");
   const [suggestedCategory, setSuggestedCategory] = useState<CategoryValue | null>(null);
 
+  const loadExpenses = useCallback(async (month: string) => {
+    const response = await fetch(`/expenses?month=${month}`, { cache: "no-store" });
+    const payload = (await response.json().catch(() => null)) as { expenses?: ExpenseRecord[] } | null;
+    setExpenses(payload?.expenses ?? []);
+  }, []);
+
   useEffect(() => {
-    async function loadExpenses() {
-      const month = getCurrentMonthKey();
-      const response = await fetch(`/expenses?month=${month}`, { cache: "no-store" });
-      const payload = (await response.json().catch(() => null)) as { expenses?: ExpenseRecord[] } | null;
-      setExpenses(payload?.expenses ?? []);
+    const timeoutId = window.setTimeout(() => {
+      setSelectedMonth(getCurrentMonthKey());
+      setFormState((current) => (current.date ? current : { ...current, date: getLocalToday() }));
+    }, 0);
+
+    return () => window.clearTimeout(timeoutId);
+  }, []);
+
+  useEffect(() => {
+    if (!selectedMonth) {
+      return;
     }
 
-    void loadExpenses();
-  }, []);
+    const timeoutId = window.setTimeout(() => {
+      void loadExpenses(selectedMonth);
+    }, 0);
+
+    return () => window.clearTimeout(timeoutId);
+  }, [loadExpenses, selectedMonth]);
 
   const totalSpent = useMemo(
     () => expenses.reduce((sum, expense) => sum + expense.amountCents, 0),
@@ -121,7 +138,7 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
     setFormState({
       title: "",
       amount: "",
-      date: new Date().toISOString().slice(0, 10),
+      date: getLocalToday(),
       category: (categoryOptions[0]?.value as CategoryValue | undefined) ?? "MISC",
     });
     setSuggestionMessage(null);
@@ -182,6 +199,10 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
       setExpenses((current) => [payload.expense, ...current]);
     }
 
+    if (selectedMonth) {
+      await loadExpenses(selectedMonth);
+    }
+
     setFormState((current) => ({ ...current, title: "", amount: "" }));
     setSuggestionMessage(null);
     setNeedsSuggestionConfirmation(false);
@@ -202,29 +223,34 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
       return;
     }
 
+    if (selectedMonth) {
+      await loadExpenses(selectedMonth);
+      return;
+    }
+
     setExpenses((current) => current.filter((expense) => expense.id !== id));
   }
 
   return (
     <div className="grid gap-6 lg:grid-cols-[1.1fr_0.9fr]">
-      <section className="rounded-[2rem] border border-stone-200 bg-white p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)]">
+      <section className="rounded-[2rem] border border-stone-200 bg-white p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)] dark:border-stone-700 dark:bg-stone-900">
         <div className="mb-6 flex items-center justify-between gap-4">
           <div>
-            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-amber-700">
+            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-amber-700 dark:text-amber-500">
               {editingId ? "Edit expense" : "Daily entry"}
             </p>
-            <h2 className="mt-2 text-3xl font-semibold text-stone-950">
+            <h2 className="mt-2 text-3xl font-semibold text-stone-950 dark:text-white">
               {editingId ? "Update this entry" : "Log today\u2019s spend in seconds"}
             </h2>
           </div>
-          <div className="rounded-2xl bg-amber-50 px-4 py-3 text-right">
-            <p className="text-xs uppercase tracking-[0.2em] text-amber-700">Current list total</p>
-            <p className="mt-1 text-2xl font-semibold text-stone-950">{formatCurrencyFromCents(totalSpent)}</p>
+          <div className="rounded-2xl bg-amber-50 px-4 py-3 text-right dark:bg-amber-900/20">
+            <p className="text-xs uppercase tracking-[0.2em] text-amber-700 dark:text-amber-400">Current list total</p>
+            <p className="mt-1 text-2xl font-semibold text-stone-950 dark:text-white">{formatCurrencyFromCents(totalSpent)}</p>
           </div>
         </div>
 
         <form className="grid gap-4 md:grid-cols-2" onSubmit={handleSubmit}>
-          <label className="grid gap-2 text-sm font-medium text-stone-700 md:col-span-2">
+          <label className="grid gap-2 text-sm font-medium text-stone-700 dark:text-stone-300 md:col-span-2">
             Title
             <input
               required
@@ -237,35 +263,35 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
                 setNeedsSuggestionConfirmation(false);
                 setSuggestionMessage(null);
               }}
-              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900"
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
               placeholder="Groceries, rent, train pass..."
             />
           </label>
 
-          <label className="grid gap-2 text-sm font-medium text-stone-700">
+          <label className="grid gap-2 text-sm font-medium text-stone-700 dark:text-stone-300">
             Amount
             <input
               required
               inputMode="decimal"
               value={formState.amount}
               onChange={(event) => setFormState((current) => ({ ...current, amount: event.target.value }))}
-              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900"
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
               placeholder="42.50"
             />
           </label>
 
-          <label className="grid gap-2 text-sm font-medium text-stone-700">
+          <label className="grid gap-2 text-sm font-medium text-stone-700 dark:text-stone-300">
             Date
             <input
               required
               type="date"
               value={formState.date}
               onChange={(event) => setFormState((current) => ({ ...current, date: event.target.value }))}
-              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900"
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
             />
           </label>
 
-          <label className="grid gap-2 text-sm font-medium text-stone-700 md:col-span-2">
+          <label className="grid gap-2 text-sm font-medium text-stone-700 dark:text-stone-300 md:col-span-2">
             Category
             <select
               value={formState.category}
@@ -273,7 +299,7 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
                 setFormState((current) => ({ ...current, category: event.target.value as CategoryValue }));
                 setNeedsSuggestionConfirmation(false);
               }}
-              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900"
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
             >
               {categoryOptions.map((option) => (
                 <option key={option.value} value={option.value}>
@@ -283,13 +309,13 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
             </select>
           </label>
 
-          <div className="md:col-span-2 flex items-center justify-between gap-3 rounded-2xl border border-stone-200 bg-stone-50 px-4 py-3 text-sm text-stone-600">
+          <div className="md:col-span-2 flex items-center justify-between gap-3 rounded-2xl border border-stone-200 bg-stone-50 px-4 py-3 text-sm text-stone-600 dark:border-stone-700 dark:bg-stone-800 dark:text-stone-400">
             <p>{suggestionMessage ?? "Merchant rules auto-fill known shops. Unknown shops use local AI when available."}</p>
             {needsSuggestionConfirmation ? (
               <button
                 type="button"
                 onClick={() => setNeedsSuggestionConfirmation(false)}
-                className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-700 transition hover:border-stone-900"
+                className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-700 transition hover:border-stone-900 dark:border-stone-600 dark:text-stone-300 dark:hover:border-stone-300"
               >
                 Confirm suggestion
               </button>
@@ -303,7 +329,7 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
                 <button
                   type="button"
                   onClick={handleCancelEdit}
-                  className="rounded-full border border-stone-300 px-5 py-3 text-sm font-semibold text-stone-700 transition hover:border-stone-900"
+                  className="rounded-full border border-stone-300 px-5 py-3 text-sm font-semibold text-stone-700 transition hover:border-stone-900 dark:border-stone-600 dark:text-stone-300 dark:hover:border-stone-300"
                 >
                   Cancel
                 </button>
@@ -311,7 +337,7 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
               <button
                 type="submit"
                 disabled={busy}
-                className="rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400"
+                className="rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400 dark:bg-stone-100 dark:text-stone-900 dark:hover:bg-white dark:disabled:bg-stone-700 dark:disabled:text-stone-500"
               >
                 {busy ? (editingId ? "Updating..." : "Saving...") : editingId ? "Update expense" : "Save expense"}
               </button>
@@ -320,51 +346,67 @@ export function ExpenseWorkspace({ categoryOptions }: Props) {
         </form>
       </section>
 
-      <section className="rounded-[2rem] border border-stone-200 bg-[#fffaf2] p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)]">
-        <div className="mb-5">
-          <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500">Recent entries</p>
-          <h2 className="mt-2 text-2xl font-semibold text-stone-950">Expense history</h2>
+      <section className="rounded-[2rem] border border-stone-200 bg-[#fffaf2] p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)] dark:border-stone-700 dark:bg-stone-900/60">
+        <div className="mb-5 flex flex-wrap items-end justify-between gap-4">
+          <div>
+            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500 dark:text-stone-400">Recent entries</p>
+            <h2 className="mt-2 text-2xl font-semibold text-stone-950 dark:text-white">Expense history</h2>
+            {selectedMonth ? (
+              <p className="mt-2 text-sm text-stone-600 dark:text-stone-400">
+                Showing {getMonthLabel(selectedMonth)} entries.
+              </p>
+            ) : null}
+          </div>
+          <label className="grid gap-2 text-sm font-medium text-stone-700 dark:text-stone-300">
+            Month
+            <input
+              type="month"
+              value={selectedMonth}
+              onChange={(event) => setSelectedMonth(event.target.value)}
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-3 py-2 text-sm font-medium text-stone-700 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-300 dark:focus:border-stone-400"
+            />
+          </label>
         </div>
 
         <div className="space-y-3">
           {expenses.length === 0 ? (
-            <div className="rounded-3xl border border-dashed border-stone-300 px-4 py-6 text-sm text-stone-600">
-              No expenses yet. Add your first entry to start the month.
+            <div className="rounded-3xl border border-dashed border-stone-300 px-4 py-6 text-sm text-stone-600 dark:border-stone-600 dark:text-stone-400">
+              {selectedMonth ? `No expenses recorded for ${getMonthLabel(selectedMonth)} yet.` : "No expenses yet. Add your first entry to start the month."}
             </div>
           ) : (
             expenses.map((expense) => (
               <article
                 key={expense.id}
-                className="flex items-center justify-between gap-4 rounded-3xl border border-stone-200 bg-white px-4 py-4"
+                className="flex items-center justify-between gap-4 rounded-3xl border border-stone-200 bg-white px-4 py-4 dark:border-stone-700 dark:bg-stone-800"
               >
                 <div>
                   <div className="flex items-center gap-2">
-                    <p className="font-semibold text-stone-950">{expense.title}</p>
+                    <p className="font-semibold text-stone-950 dark:text-white">{expense.title}</p>
                     {expense.isRecurring && (
-                      <span className="rounded-full bg-amber-100 px-2 py-0.5 text-[10px] font-semibold uppercase tracking-wider text-amber-700">
+                      <span className="rounded-full bg-amber-100 px-2 py-0.5 text-[10px] font-semibold uppercase tracking-wider text-amber-700 dark:bg-amber-900/40 dark:text-amber-400">
                         Recurring
                       </span>
                     )}
                   </div>
-                  <p className="mt-1 text-sm text-stone-600">
+                  <p className="mt-1 text-sm text-stone-600 dark:text-stone-400">
                     {expense.date} · {getCategoryLabel(expense.category)}
                   </p>
                 </div>
                 <div className="flex items-center gap-2">
-                  <p className="mr-2 font-semibold text-stone-950">{formatCurrencyFromCents(expense.amountCents)}</p>
+                  <p className="mr-2 font-semibold text-stone-950 dark:text-white">{formatCurrencyFromCents(expense.amountCents)}</p>
                   {!expense.isRecurring && (
                     <>
                       <button
                         type="button"
                         onClick={() => handleEdit(expense)}
-                        className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-stone-900 hover:text-stone-900"
+                        className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-stone-900 hover:text-stone-900 dark:border-stone-600 dark:text-stone-400 dark:hover:border-stone-300 dark:hover:text-stone-200"
                       >
                         Edit
                       </button>
                       <button
                         type="button"
                         onClick={() => handleDelete(expense.id)}
-                        className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-rose-400 hover:text-rose-600"
+                        className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-rose-400 hover:text-rose-600 dark:border-stone-600 dark:text-stone-400 dark:hover:border-rose-500 dark:hover:text-rose-400"
                       >
                         Delete
                       </button>

src/components/home-dashboard.tsx

@@ -40,8 +40,12 @@ type OllamaStatus = {
   message: string;
 };
 
-export function HomeDashboard() {
-  const [selectedMonth, setSelectedMonth] = useState(getCurrentMonthKey());
+type HomeDashboardProps = {
+  initialMonth: string;
+};
+
+export function HomeDashboard({ initialMonth }: HomeDashboardProps) {
+  const [selectedMonth, setSelectedMonth] = useState(initialMonth);
   const [snapshot, setSnapshot] = useState<DashboardSnapshot | null>(null);
   const [error, setError] = useState<string | null>(null);
   const [insightBusy, setInsightBusy] = useState(false);
@@ -68,6 +72,10 @@ export function HomeDashboard() {
   }
 
   useEffect(() => {
+    if (!selectedMonth) {
+      return;
+    }
+
     const timeoutId = window.setTimeout(() => {
       void loadDashboard(selectedMonth);
     }, 0);
@@ -131,56 +139,56 @@ export function HomeDashboard() {
 
   return (
     <div className="space-y-10">
-      <section className="grid gap-6 rounded-[2rem] border border-stone-200 bg-[radial-gradient(circle_at_top_left,_rgba(251,191,36,0.26),_transparent_32%),linear-gradient(135deg,#fffaf2,#f3efe7)] p-8 shadow-[0_28px_70px_rgba(120,90,50,0.10)] lg:grid-cols-[1.2fr_0.8fr]">
+      <section className="grid gap-6 rounded-[2rem] border border-stone-200 bg-[radial-gradient(circle_at_top_left,_rgba(251,191,36,0.26),_transparent_32%),linear-gradient(135deg,#fffaf2,#f3efe7)] p-8 shadow-[0_28px_70px_rgba(120,90,50,0.10)] lg:grid-cols-[1.2fr_0.8fr] dark:border-stone-700 dark:bg-[radial-gradient(circle_at_top_left,_rgba(251,191,36,0.08),_transparent_32%),linear-gradient(135deg,#242019,#1e1c18)]">
         <div className="space-y-5">
-          <p className="text-sm font-semibold uppercase tracking-[0.28em] text-amber-700">Monthly Expense Tracker</p>
-          <h1 className="max-w-3xl text-5xl font-semibold leading-tight text-stone-950">
+          <p className="text-sm font-semibold uppercase tracking-[0.28em] text-amber-700 dark:text-amber-500">Monthly Expense Tracker</p>
+          <h1 className="max-w-3xl text-5xl font-semibold leading-tight text-stone-950 dark:text-white">
             A calm local-first home for everyday spending.
           </h1>
-          <p className="max-w-2xl text-lg leading-8 text-stone-600">
+          <p className="max-w-2xl text-lg leading-8 text-stone-600 dark:text-stone-400">
             Track expenses and paycheck timing together so the month-to-date picture stays honest.
           </p>
           <div className="flex flex-wrap gap-3">
-            <Link href="/add-expense" className="rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800">
+            <Link href="/add-expense" className="rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800 dark:bg-stone-100 dark:text-stone-900 dark:hover:bg-white">
               Add an expense
             </Link>
-            <Link href="/income" className="rounded-full border border-stone-300 bg-white px-5 py-3 text-sm font-semibold text-stone-800 transition hover:border-stone-900">
+            <Link href="/income" className="rounded-full border border-stone-300 bg-white px-5 py-3 text-sm font-semibold text-stone-800 transition hover:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:hover:border-stone-300">
               Track paychecks
             </Link>
           </div>
         </div>
 
-        <div className="rounded-[1.75rem] border border-white/80 bg-white/90 p-6">
+        <div className="rounded-[1.75rem] border border-white/80 bg-white/90 p-6 dark:border-stone-700/60 dark:bg-stone-900/80">
           <div className="flex items-center justify-between gap-3">
             <div>
-              <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500">Month to date</p>
-              <h2 className="mt-2 text-3xl font-semibold text-stone-950">
-                {snapshot ? getMonthLabel(snapshot.month) : getMonthLabel(selectedMonth)}
+              <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500 dark:text-stone-400">Month to date</p>
+              <h2 className="mt-2 text-3xl font-semibold text-stone-950 dark:text-white">
+                {snapshot ? getMonthLabel(snapshot.month) : selectedMonth ? getMonthLabel(selectedMonth) : "Loading current month..."}
               </h2>
             </div>
             <input
               type="month"
               value={selectedMonth}
               onChange={(event) => setSelectedMonth(event.target.value)}
-              className="rounded-2xl border border-stone-300 bg-stone-50 px-3 py-2 text-sm font-medium text-stone-700 outline-none transition focus:border-stone-900"
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-3 py-2 text-sm font-medium text-stone-700 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-300 dark:focus:border-stone-400"
             />
           </div>
 
           <div className="mt-6 grid gap-4 sm:grid-cols-2">
-            <article className="rounded-3xl bg-stone-950 px-4 py-5 text-white">
+            <article className="rounded-3xl bg-stone-950 px-4 py-5 text-white dark:bg-stone-800">
               <p className="text-xs uppercase tracking-[0.2em] text-stone-300">Total spent</p>
               <p className="mt-3 text-3xl font-semibold">{formatCurrencyFromCents(snapshot?.totals.expensesCents ?? 0)}</p>
             </article>
-            <article className="rounded-3xl bg-emerald-50 px-4 py-5 text-stone-950">
-              <p className="text-xs uppercase tracking-[0.2em] text-emerald-700">Paychecks tracked</p>
+            <article className="rounded-3xl bg-emerald-50 px-4 py-5 text-stone-950 dark:bg-emerald-900/20 dark:text-emerald-100">
+              <p className="text-xs uppercase tracking-[0.2em] text-emerald-700 dark:text-emerald-400">Paychecks tracked</p>
               <p className="mt-3 text-3xl font-semibold">{formatCurrencyFromCents(snapshot?.totals.paychecksCents ?? 0)}</p>
             </article>
-            <article className="rounded-3xl bg-amber-50 px-4 py-5 text-stone-950">
-              <p className="text-xs uppercase tracking-[0.2em] text-amber-700">Net cash flow</p>
+            <article className="rounded-3xl bg-amber-50 px-4 py-5 text-stone-950 dark:bg-amber-900/20 dark:text-amber-100">
+              <p className="text-xs uppercase tracking-[0.2em] text-amber-700 dark:text-amber-400">Net cash flow</p>
               <p className="mt-3 text-3xl font-semibold">{formatCurrencyFromCents(snapshot?.totals.netCashFlowCents ?? 0)}</p>
             </article>
-            <article className="rounded-3xl bg-stone-100 px-4 py-5 text-stone-950">
-              <p className="text-xs uppercase tracking-[0.2em] text-stone-600">Average daily spend</p>
+            <article className="rounded-3xl bg-stone-100 px-4 py-5 text-stone-950 dark:bg-stone-700 dark:text-stone-100">
+              <p className="text-xs uppercase tracking-[0.2em] text-stone-600 dark:text-stone-400">Average daily spend</p>
               <p className="mt-3 text-3xl font-semibold">{formatCurrencyFromCents(snapshot?.totals.averageDailySpendCents ?? 0)}</p>
             </article>
           </div>
@@ -188,27 +196,27 @@ export function HomeDashboard() {
         </div>
       </section>
 
-      <section className="rounded-[2rem] border border-stone-200 bg-white p-8 shadow-[0_24px_60px_rgba(120,90,50,0.08)]">
+      <section className="rounded-[2rem] border border-stone-200 bg-white p-8 shadow-[0_24px_60px_rgba(120,90,50,0.08)] dark:border-stone-700 dark:bg-stone-900">
         <div className="flex flex-wrap items-center justify-between gap-4">
           <div>
-            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500">Private monthly insight</p>
-            <h2 className="mt-2 text-3xl font-semibold text-stone-950">Offline guidance for this month</h2>
+            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500 dark:text-stone-400">Private monthly insight</p>
+            <h2 className="mt-2 text-3xl font-semibold text-stone-950 dark:text-white">Offline guidance for this month</h2>
           </div>
           <button
             type="button"
             onClick={() => void handleGenerateInsights()}
             disabled={insightBusy}
-            className="rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400"
+            className="cursor-pointer rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400 dark:bg-stone-100 dark:text-stone-900 dark:hover:bg-white dark:disabled:bg-stone-600 dark:disabled:text-stone-400"
           >
             {insightBusy ? "Generating..." : "Generate insights"}
           </button>
         </div>
 
-        <div className="mt-6 rounded-3xl border border-stone-200 bg-stone-50 px-5 py-4">
+        <div className="mt-6 rounded-3xl border border-stone-200 bg-stone-50 px-5 py-4 dark:border-stone-700 dark:bg-stone-800">
           <div className="flex flex-wrap items-center justify-between gap-3">
             <div>
-              <p className="text-xs uppercase tracking-[0.2em] text-stone-500">Ollama runtime</p>
-              <p className="mt-2 text-sm font-medium text-stone-700">
+              <p className="text-xs uppercase tracking-[0.2em] text-stone-500 dark:text-stone-400">Ollama runtime</p>
+              <p className="mt-2 text-sm font-medium text-stone-700 dark:text-stone-300">
                 {ollamaStatus?.message ?? "Checking local runtime status..."}
               </p>
             </div>
@@ -226,19 +234,19 @@ export function HomeDashboard() {
               </span>
             </div>
           </div>
-          <div className="mt-4 grid gap-3 text-sm text-stone-600 sm:grid-cols-2">
+          <div className="mt-4 grid gap-3 text-sm text-stone-600 dark:text-stone-400 sm:grid-cols-2">
             <p>
-              Model: <span className="font-semibold text-stone-900">{ollamaStatus?.configuredModel ?? "-"}</span>
+              Model: <span className="font-semibold text-stone-900 dark:text-stone-200">{ollamaStatus?.configuredModel ?? "-"}</span>
             </p>
             <p>
-              URL: <span className="font-semibold text-stone-900">{ollamaStatus?.configuredUrl ?? "-"}</span>
+              URL: <span className="font-semibold text-stone-900 dark:text-stone-200">{ollamaStatus?.configuredUrl ?? "-"}</span>
             </p>
           </div>
           <div className="mt-4 flex flex-wrap gap-3">
             <button
               type="button"
               onClick={() => void loadOllamaStatus()}
-              className="rounded-full border border-stone-300 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-700 transition hover:border-stone-900"
+              className="rounded-full border border-stone-300 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-700 transition hover:border-stone-900 dark:border-stone-600 dark:text-stone-300 dark:hover:border-stone-300"
             >
               Refresh status
             </button>
@@ -247,14 +255,14 @@ export function HomeDashboard() {
                 type="button"
                 onClick={() => void handlePullModel()}
                 disabled={ollamaBusy}
-                className="rounded-full bg-stone-950 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400"
+                className="rounded-full bg-stone-950 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400 dark:bg-stone-100 dark:text-stone-900 dark:hover:bg-white"
               >
                 {ollamaBusy ? "Pulling model..." : "Pull configured model"}
               </button>
             ) : null}
             <a
               href="/backup/database"
-              className="rounded-full border border-stone-300 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-700 transition hover:border-stone-900"
+              className="rounded-full border border-stone-300 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-700 transition hover:border-stone-900 dark:border-stone-600 dark:text-stone-300 dark:hover:border-stone-300"
             >
               Download backup
             </a>
@@ -264,31 +272,31 @@ export function HomeDashboard() {
         {snapshot?.insight ? (
           <div className="mt-6 space-y-4">
             {/* AI summary */}
-            <div className="rounded-3xl border border-amber-100 bg-gradient-to-br from-[#fffdf8] to-[#fff8ec] px-6 py-6">
+            <div className="rounded-3xl border border-amber-100 bg-gradient-to-br from-[#fffdf8] to-[#fff8ec] px-6 py-6 dark:border-amber-900/40 dark:from-[#2a2418] dark:to-[#251f13]">
               <div className="flex items-center gap-2">
-                <span className="text-xs font-semibold uppercase tracking-[0.2em] text-amber-700">AI Summary</span>
-                <span className="rounded-full bg-amber-100 px-2 py-0.5 text-[10px] font-semibold uppercase tracking-wider text-amber-600">✦ Offline</span>
+                <span className="text-xs font-semibold uppercase tracking-[0.2em] text-amber-700 dark:text-amber-400">AI Summary</span>
+                <span className="rounded-full bg-amber-100 px-2 py-0.5 text-[10px] font-semibold uppercase tracking-wider text-amber-600 dark:bg-amber-900/40 dark:text-amber-400">✦ Offline</span>
               </div>
-              <p className="mt-3 text-lg leading-8 text-stone-700">{snapshot.insight.summary}</p>
-              <p className="mt-4 text-xs uppercase tracking-[0.2em] text-stone-400">
+              <p className="mt-3 text-lg leading-8 text-stone-700 dark:text-stone-300">{snapshot.insight.summary}</p>
+              <p className="mt-4 text-xs uppercase tracking-[0.2em] text-stone-400 dark:text-stone-500">
                 Generated {new Date(snapshot.insight.generatedAt).toLocaleString()}
               </p>
             </div>
 
             {/* Spend vs income + category bars */}
             <div className="grid gap-4 sm:grid-cols-2">
-              <div className="rounded-3xl border border-stone-200 bg-stone-50 px-5 py-5">
-                <p className="text-xs font-semibold uppercase tracking-[0.2em] text-stone-500">Spend vs Income</p>
+              <div className="rounded-3xl border border-stone-200 bg-stone-50 px-5 py-5 dark:border-stone-700 dark:bg-stone-800">
+                <p className="text-xs font-semibold uppercase tracking-[0.2em] text-stone-500 dark:text-stone-400">Spend vs Income</p>
                 <div className="mt-4">
                   <div className="flex items-baseline justify-between gap-2">
-                    <span className="text-2xl font-semibold text-stone-950">
+                    <span className="text-2xl font-semibold text-stone-950 dark:text-white">
                       {formatCurrencyFromCents(snapshot.totals.expensesCents)}
                     </span>
-                    <span className="text-sm text-stone-500">
+                    <span className="text-sm text-stone-500 dark:text-stone-400">
                       of {formatCurrencyFromCents(snapshot.totals.paychecksCents)}
                     </span>
                   </div>
-                  <div className="mt-3 h-2.5 overflow-hidden rounded-full bg-stone-200">
+                  <div className="mt-3 h-2.5 overflow-hidden rounded-full bg-stone-200 dark:bg-stone-700">
                     <div
                       className={`h-2.5 rounded-full transition-all ${snapshot.totals.expensesCents > snapshot.totals.paychecksCents ? "bg-rose-500" : "bg-amber-500"}`}
                       style={{
@@ -296,7 +304,7 @@ export function HomeDashboard() {
                       }}
                     />
                   </div>
-                  <p className="mt-2 text-xs text-stone-500">
+                  <p className="mt-2 text-xs text-stone-500 dark:text-stone-400">
                     {snapshot.totals.paychecksCents > 0
                       ? `${Math.round((snapshot.totals.expensesCents / snapshot.totals.paychecksCents) * 100)}% of income spent`
                       : "No income tracked this month"}
@@ -304,8 +312,8 @@ export function HomeDashboard() {
                 </div>
               </div>
 
-              <div className="rounded-3xl border border-stone-200 bg-stone-50 px-5 py-5">
-                <p className="text-xs font-semibold uppercase tracking-[0.2em] text-stone-500">Category flow</p>
+              <div className="rounded-3xl border border-stone-200 bg-stone-50 px-5 py-5 dark:border-stone-700 dark:bg-stone-800">
+                <p className="text-xs font-semibold uppercase tracking-[0.2em] text-stone-500 dark:text-stone-400">Category flow</p>
                 <div className="mt-4 space-y-3">
                   {snapshot.categoryBreakdown.slice(0, 4).map((item) => {
                     const pct =
@@ -315,12 +323,12 @@ export function HomeDashboard() {
                     return (
                       <div key={item.category}>
                         <div className="flex items-center justify-between gap-2 text-xs">
-                          <span className="text-stone-600">{getCategoryLabel(item.category as never)}</span>
-                          <span className="font-semibold text-stone-900">{formatCurrencyFromCents(item.amountCents)}</span>
+                          <span className="text-stone-600 dark:text-stone-400">{getCategoryLabel(item.category as never)}</span>
+                          <span className="font-semibold text-stone-900 dark:text-stone-200">{formatCurrencyFromCents(item.amountCents)}</span>
                         </div>
-                        <div className="mt-1 h-1.5 overflow-hidden rounded-full bg-stone-200">
+                        <div className="mt-1 h-1.5 overflow-hidden rounded-full bg-stone-200 dark:bg-stone-700">
                           <div
-                            className="h-1.5 rounded-full bg-stone-700 transition-all"
+                            className="h-1.5 rounded-full bg-stone-700 dark:bg-stone-400 transition-all"
                             style={{ width: `${pct.toFixed(1)}%` }}
                           />
                         </div>
@@ -328,15 +336,15 @@ export function HomeDashboard() {
                     );
                   })}
                   {snapshot.categoryBreakdown.length === 0 && (
-                    <p className="text-xs text-stone-400">No categories recorded yet.</p>
+                    <p className="text-xs text-stone-400 dark:text-stone-500">No categories recorded yet.</p>
                   )}
                 </div>
               </div>
             </div>
 
             {/* Recommendations */}
-            <div className="rounded-3xl border border-stone-200 bg-[#f8faf7] px-5 py-5">
-              <p className="text-xs font-semibold uppercase tracking-[0.2em] text-stone-500">Next month guidance</p>
+            <div className="rounded-3xl border border-stone-200 bg-[#f8faf7] px-5 py-5 dark:border-stone-700 dark:bg-stone-800/60">
+              <p className="text-xs font-semibold uppercase tracking-[0.2em] text-stone-500 dark:text-stone-400">Next month guidance</p>
               <div className="mt-4 grid gap-3 sm:grid-cols-2 lg:grid-cols-3">
                 {(() => {
                   let items: string[];
@@ -347,11 +355,11 @@ export function HomeDashboard() {
                     items = [snapshot.insight.recommendations];
                   }
                   return items.map((item, i) => (
-                    <div key={i} className="flex gap-3 rounded-2xl border border-stone-200 bg-white px-4 py-4">
-                      <span className="mt-0.5 flex h-5 w-5 shrink-0 items-center justify-center rounded-full bg-stone-950 text-[10px] font-bold text-white">
+                    <div key={i} className="flex gap-3 rounded-2xl border border-stone-200 bg-white px-4 py-4 dark:border-stone-700 dark:bg-stone-800">
+                      <span className="mt-0.5 flex h-5 w-5 shrink-0 items-center justify-center rounded-full bg-stone-950 text-[10px] font-bold text-white dark:bg-stone-300 dark:text-stone-900">
                         {i + 1}
                       </span>
-                      <p className="text-sm leading-6 text-stone-700">{item}</p>
+                      <p className="text-sm leading-6 text-stone-700 dark:text-stone-300">{item}</p>
                     </div>
                   ));
                 })()}
@@ -359,69 +367,69 @@ export function HomeDashboard() {
             </div>
           </div>
         ) : (
-          <div className="mt-6 rounded-3xl border border-dashed border-stone-300 px-5 py-8 text-stone-600">
+          <div className="mt-6 rounded-3xl border border-dashed border-stone-300 px-5 py-8 text-stone-600 dark:border-stone-600 dark:text-stone-400">
             No saved insight for this month yet. Generate one to get a private offline summary.
           </div>
         )}
       </section>
 
       <section className="grid gap-6 lg:grid-cols-[1.1fr_0.9fr]">
-        <div className="rounded-[2rem] border border-stone-200 bg-white p-8 shadow-[0_24px_60px_rgba(120,90,50,0.08)]">
+        <div className="rounded-[2rem] border border-stone-200 bg-white p-8 shadow-[0_24px_60px_rgba(120,90,50,0.08)] dark:border-stone-700 dark:bg-stone-900">
           <div className="flex items-center justify-between gap-4">
             <div>
-              <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500">Comparisons</p>
-              <h2 className="mt-2 text-3xl font-semibold text-stone-950">What stands out this month</h2>
+              <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500 dark:text-stone-400">Comparisons</p>
+              <h2 className="mt-2 text-3xl font-semibold text-stone-950 dark:text-white">What stands out this month</h2>
             </div>
-            <Link href="/add-expense" className="text-sm font-semibold text-amber-800 transition hover:text-stone-950">
+            <Link href="/add-expense" className="text-sm font-semibold text-amber-800 transition hover:text-stone-950 dark:text-amber-400 dark:hover:text-white">
               Manage expenses
             </Link>
           </div>
 
           <div className="mt-6 grid gap-4 sm:grid-cols-2">
-            <article className="rounded-3xl border border-stone-200 bg-[#fffcf7] px-4 py-5">
-              <p className="text-xs uppercase tracking-[0.2em] text-stone-500">Highest category</p>
-              <p className="mt-3 text-lg font-semibold text-stone-950">{topCategoryLabel}</p>
+            <article className="rounded-3xl border border-stone-200 bg-[#fffcf7] px-4 py-5 dark:border-stone-700 dark:bg-stone-800">
+              <p className="text-xs uppercase tracking-[0.2em] text-stone-500 dark:text-stone-400">Highest category</p>
+              <p className="mt-3 text-lg font-semibold text-stone-950 dark:text-white">{topCategoryLabel}</p>
             </article>
-            <article className="rounded-3xl border border-stone-200 bg-[#f8faf7] px-4 py-5">
-              <p className="text-xs uppercase tracking-[0.2em] text-stone-500">Paycheck coverage</p>
-              <p className="mt-3 text-lg font-semibold text-stone-950">{coverageLabel}</p>
+            <article className="rounded-3xl border border-stone-200 bg-[#f8faf7] px-4 py-5 dark:border-stone-700 dark:bg-stone-800">
+              <p className="text-xs uppercase tracking-[0.2em] text-stone-500 dark:text-stone-400">Paycheck coverage</p>
+              <p className="mt-3 text-lg font-semibold text-stone-950 dark:text-white">{coverageLabel}</p>
             </article>
-            <article className="rounded-3xl border border-stone-200 bg-white px-4 py-5 sm:col-span-2">
-              <p className="text-xs uppercase tracking-[0.2em] text-stone-500">Largest expense</p>
+            <article className="rounded-3xl border border-stone-200 bg-white px-4 py-5 sm:col-span-2 dark:border-stone-700 dark:bg-stone-800/50">
+              <p className="text-xs uppercase tracking-[0.2em] text-stone-500 dark:text-stone-400">Largest expense</p>
               {snapshot?.comparisons.largestExpense ? (
                 <div className="mt-3 flex flex-wrap items-center justify-between gap-3">
                   <div>
-                    <p className="text-lg font-semibold text-stone-950">{snapshot.comparisons.largestExpense.title}</p>
-                    <p className="text-sm text-stone-600">
+                    <p className="text-lg font-semibold text-stone-950 dark:text-white">{snapshot.comparisons.largestExpense.title}</p>
+                    <p className="text-sm text-stone-600 dark:text-stone-400">
                       {snapshot.comparisons.largestExpense.date} · {getCategoryLabel(snapshot.comparisons.largestExpense.category as never)}
                     </p>
                   </div>
-                  <p className="text-xl font-semibold text-stone-950">
+                  <p className="text-xl font-semibold text-stone-950 dark:text-white">
                     {formatCurrencyFromCents(snapshot.comparisons.largestExpense.amountCents)}
                   </p>
                 </div>
               ) : (
-                <p className="mt-3 text-sm text-stone-600">No expense data for this month yet.</p>
+                <p className="mt-3 text-sm text-stone-600 dark:text-stone-400">No expense data for this month yet.</p>
               )}
             </article>
           </div>
         </div>
 
-        <div className="rounded-[2rem] border border-stone-200 bg-white p-8 shadow-[0_24px_60px_rgba(120,90,50,0.08)]">
-          <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500">Category breakdown</p>
-          <h2 className="mt-2 text-3xl font-semibold text-stone-950">Where the month is going</h2>
+        <div className="rounded-[2rem] border border-stone-200 bg-white p-8 shadow-[0_24px_60px_rgba(120,90,50,0.08)] dark:border-stone-700 dark:bg-stone-900">
+          <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500 dark:text-stone-400">Category breakdown</p>
+          <h2 className="mt-2 text-3xl font-semibold text-stone-950 dark:text-white">Where the month is going</h2>
           <div className="mt-6 space-y-3">
             {snapshot?.categoryBreakdown.length ? (
               snapshot.categoryBreakdown.map((item) => (
-                <article key={item.category} className="rounded-3xl border border-stone-200 bg-stone-50 px-4 py-4">
+                <article key={item.category} className="rounded-3xl border border-stone-200 bg-stone-50 px-4 py-4 dark:border-stone-700 dark:bg-stone-800">
                   <div className="flex items-center justify-between gap-4">
-                    <p className="font-semibold text-stone-950">{getCategoryLabel(item.category as never)}</p>
-                    <p className="font-semibold text-stone-950">{formatCurrencyFromCents(item.amountCents)}</p>
+                    <p className="font-semibold text-stone-950 dark:text-white">{getCategoryLabel(item.category as never)}</p>
+                    <p className="font-semibold text-stone-950 dark:text-white">{formatCurrencyFromCents(item.amountCents)}</p>
                   </div>
                 </article>
               ))
             ) : (
-              <div className="rounded-3xl border border-dashed border-stone-300 px-4 py-8 text-sm text-stone-600">
+              <div className="rounded-3xl border border-dashed border-stone-300 px-4 py-8 text-sm text-stone-600 dark:border-stone-600 dark:text-stone-400">
                 No category totals yet for this month.
               </div>
             )}
@@ -429,13 +437,13 @@ export function HomeDashboard() {
         </div>
       </section>
 
-      <section className="rounded-[2rem] border border-stone-200 bg-white p-8 shadow-[0_24px_60px_rgba(120,90,50,0.08)]">
+      <section className="rounded-[2rem] border border-stone-200 bg-white p-8 shadow-[0_24px_60px_rgba(120,90,50,0.08)] dark:border-stone-700 dark:bg-stone-900">
         <div className="flex items-center justify-between gap-4">
           <div>
-            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500">Recent expense pulse</p>
-            <h2 className="mt-2 text-3xl font-semibold text-stone-950">Latest entries</h2>
+            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500 dark:text-stone-400">Recent expense pulse</p>
+            <h2 className="mt-2 text-3xl font-semibold text-stone-950 dark:text-white">Latest entries</h2>
           </div>
-          <Link href="/income" className="text-sm font-semibold text-emerald-800 transition hover:text-stone-950">
+          <Link href="/income" className="text-sm font-semibold text-emerald-800 transition hover:text-stone-950 dark:text-emerald-400 dark:hover:text-white">
             Manage paychecks
           </Link>
         </div>
@@ -443,25 +451,25 @@ export function HomeDashboard() {
         <div className="mt-6 grid gap-3 md:grid-cols-2">
           {snapshot?.recentExpenses.length ? (
             snapshot.recentExpenses.map((expense) => (
-              <article key={expense.id} className="flex flex-wrap items-center justify-between gap-3 rounded-3xl border border-stone-200 bg-[#fffcf7] px-4 py-4">
+              <article key={expense.id} className="flex flex-wrap items-center justify-between gap-3 rounded-3xl border border-stone-200 bg-[#fffcf7] px-4 py-4 dark:border-stone-700 dark:bg-stone-800">
                 <div>
                   <div className="flex items-center gap-2">
-                    <p className="font-semibold text-stone-950">{expense.title}</p>
+                    <p className="font-semibold text-stone-950 dark:text-white">{expense.title}</p>
                     {expense.isRecurring && (
-                      <span className="rounded-full bg-amber-100 px-2 py-0.5 text-[10px] font-semibold uppercase tracking-wider text-amber-700">
+                      <span className="rounded-full bg-amber-100 px-2 py-0.5 text-[10px] font-semibold uppercase tracking-wider text-amber-700 dark:bg-amber-900/40 dark:text-amber-400">
                         Recurring
                       </span>
                     )}
                   </div>
-                  <p className="mt-1 text-sm text-stone-600">
+                  <p className="mt-1 text-sm text-stone-600 dark:text-stone-400">
                     {expense.date} · {getCategoryLabel(expense.category as never)}
                   </p>
                 </div>
-                <p className="font-semibold text-stone-950">{formatCurrencyFromCents(expense.amountCents)}</p>
+                <p className="font-semibold text-stone-950 dark:text-white">{formatCurrencyFromCents(expense.amountCents)}</p>
               </article>
             ))
           ) : (
-            <div className="rounded-3xl border border-dashed border-stone-300 px-4 py-10 text-center text-stone-600 md:col-span-2">
+            <div className="rounded-3xl border border-dashed border-stone-300 px-4 py-10 text-center text-stone-600 md:col-span-2 dark:border-stone-600 dark:text-stone-400">
               No expenses recorded yet. Start with one quick entry.
             </div>
           )}

src/components/paycheck-workspace.tsx

@@ -2,7 +2,7 @@
 
 import { useEffect, useMemo, useState, type FormEvent } from "react";
 
-import { getCurrentMonthKey } from "@/lib/date";
+import { getCurrentMonthKey, getLocalToday } from "@/lib/date";
 import { formatCurrencyFromCents } from "@/lib/money";
 
 type PaycheckRecord = {
@@ -21,11 +21,11 @@ export function PaycheckWorkspace() {
   const [paychecks, setPaychecks] = useState<PaycheckRecord[]>([]);
   const [schedule, setSchedule] = useState<PaySchedule | null>(null);
   const [projectedDates, setProjectedDates] = useState<string[]>([]);
-  const [scheduleForm, setScheduleForm] = useState({ amount: "", anchorDate: new Date().toISOString().slice(0, 10) });
+  const [scheduleForm, setScheduleForm] = useState({ amount: "", anchorDate: "" });
   const [showScheduleForm, setShowScheduleForm] = useState(false);
   const [formState, setFormState] = useState({
     amount: "",
-    payDate: new Date().toISOString().slice(0, 10),
+    payDate: "",
   });
   const [busy, setBusy] = useState(false);
   const [error, setError] = useState<string | null>(null);
@@ -46,7 +46,15 @@ export function PaycheckWorkspace() {
       }
     }
 
+    const timeoutId = window.setTimeout(() => {
+      const today = getLocalToday();
+      setScheduleForm((current) => (current.anchorDate ? current : { ...current, anchorDate: today }));
+      setFormState((current) => (current.payDate ? current : { ...current, payDate: today }));
+    }, 0);
+
     void loadData();
+
+    return () => window.clearTimeout(timeoutId);
   }, []);
 
   const totalIncome = useMemo(
@@ -84,7 +92,7 @@ export function PaycheckWorkspace() {
     setSchedule(payload.schedule);
     setProjectedDates(computeProjectedDates(payload.schedule.anchorDate, getCurrentMonthKey()));
     setShowScheduleForm(false);
-    setScheduleForm({ amount: "", anchorDate: new Date().toISOString().slice(0, 10) });
+    setScheduleForm({ amount: "", anchorDate: getLocalToday() });
   }
 
   async function handleClearSchedule() {
@@ -162,11 +170,11 @@ export function PaycheckWorkspace() {
   return (
     <div className="space-y-6">
       {/* Biweekly schedule panel */}
-      <section className="rounded-[2rem] border border-emerald-100 bg-gradient-to-br from-[#f6fbf6] to-[#edf7ed] p-6 shadow-[0_24px_60px_rgba(60,120,60,0.06)]">
+      <section className="rounded-[2rem] border border-emerald-100 bg-gradient-to-br from-[#f6fbf6] to-[#edf7ed] p-6 shadow-[0_24px_60px_rgba(60,120,60,0.06)] dark:border-emerald-900/30 dark:from-[#1a2420] dark:to-[#182219]">
         <div className="flex flex-wrap items-center justify-between gap-4">
           <div>
-            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-emerald-700">Biweekly schedule</p>
-            <h2 className="mt-1 text-2xl font-semibold text-stone-950">
+            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-emerald-700 dark:text-emerald-400">Biweekly schedule</p>
+            <h2 className="mt-1 text-2xl font-semibold text-stone-950 dark:text-white">
               {schedule ? "Active pay schedule" : "Set up your pay schedule"}
             </h2>
           </div>
@@ -175,7 +183,7 @@ export function PaycheckWorkspace() {
               <button
                 type="button"
                 onClick={() => { setShowScheduleForm(true); setScheduleForm({ amount: (schedule.amountCents / 100).toFixed(2), anchorDate: schedule.anchorDate }); }}
-                className="rounded-full border border-stone-300 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-700 transition hover:border-stone-900"
+                className="rounded-full border border-stone-300 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-700 transition hover:border-stone-900 dark:border-stone-600 dark:text-stone-300 dark:hover:border-stone-300"
               >
                 Edit
               </button>
@@ -183,7 +191,7 @@ export function PaycheckWorkspace() {
                 type="button"
                 onClick={() => void handleClearSchedule()}
                 disabled={busy}
-                className="rounded-full border border-stone-300 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-rose-400 hover:text-rose-600 disabled:cursor-not-allowed"
+                className="rounded-full border border-stone-300 px-4 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-rose-400 hover:text-rose-600 disabled:cursor-not-allowed dark:border-stone-600 dark:text-stone-400 dark:hover:border-rose-500 dark:hover:text-rose-400"
               >
                 Clear
               </button>
@@ -203,39 +211,39 @@ export function PaycheckWorkspace() {
 
         {showScheduleForm && (
           <form className="mt-5 grid gap-4 sm:grid-cols-[1fr_1fr_auto]" onSubmit={handleSaveSchedule}>
-            <label className="grid gap-2 text-sm font-medium text-stone-700">
+            <label className="grid gap-2 text-sm font-medium text-stone-700 dark:text-stone-300">
               Amount per paycheck
               <input
                 required
                 inputMode="decimal"
                 value={scheduleForm.amount}
                 onChange={(e) => setScheduleForm((s) => ({ ...s, amount: e.target.value }))}
-                className="rounded-2xl border border-stone-300 bg-white px-4 py-3 outline-none transition focus:border-emerald-600"
+                className="rounded-2xl border border-stone-300 bg-white px-4 py-3 outline-none transition focus:border-emerald-600 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-emerald-500"
                 placeholder="2400.00"
               />
             </label>
-            <label className="grid gap-2 text-sm font-medium text-stone-700">
+            <label className="grid gap-2 text-sm font-medium text-stone-700 dark:text-stone-300">
               A known pay date (anchor)
               <input
                 required
                 type="date"
                 value={scheduleForm.anchorDate}
                 onChange={(e) => setScheduleForm((s) => ({ ...s, anchorDate: e.target.value }))}
-                className="rounded-2xl border border-stone-300 bg-white px-4 py-3 outline-none transition focus:border-emerald-600"
+                className="rounded-2xl border border-stone-300 bg-white px-4 py-3 outline-none transition focus:border-emerald-600 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-emerald-500"
               />
             </label>
             <div className="flex items-end gap-2">
               <button
                 type="submit"
                 disabled={busy}
-                className="rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400"
+                className="rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400 dark:bg-stone-100 dark:text-stone-900 dark:hover:bg-white dark:disabled:bg-stone-700 dark:disabled:text-stone-500"
               >
                 {busy ? "Saving..." : "Save"}
               </button>
               <button
                 type="button"
                 onClick={() => setShowScheduleForm(false)}
-                className="rounded-full border border-stone-300 px-5 py-3 text-sm font-semibold text-stone-700 transition hover:border-stone-900"
+                className="rounded-full border border-stone-300 px-5 py-3 text-sm font-semibold text-stone-700 transition hover:border-stone-900 dark:border-stone-600 dark:text-stone-300 dark:hover:border-stone-300"
               >
                 Cancel
               </button>
@@ -245,21 +253,21 @@ export function PaycheckWorkspace() {
 
         {schedule && !showScheduleForm && (
           <div className="mt-5">
-            <div className="flex flex-wrap gap-6 text-sm text-stone-600">
+            <div className="flex flex-wrap gap-6 text-sm text-stone-600 dark:text-stone-400">
               <span>
-                Amount: <span className="font-semibold text-stone-950">{formatCurrencyFromCents(schedule.amountCents)}</span>
+                Amount: <span className="font-semibold text-stone-950 dark:text-white">{formatCurrencyFromCents(schedule.amountCents)}</span>
               </span>
               <span>
-                Cadence: <span className="font-semibold text-stone-950">Every 2 weeks</span>
+                Cadence: <span className="font-semibold text-stone-950 dark:text-white">Every 2 weeks</span>
               </span>
               <span>
-                Anchor: <span className="font-semibold text-stone-950">{schedule.anchorDate}</span>
+                Anchor: <span className="font-semibold text-stone-950 dark:text-white">{schedule.anchorDate}</span>
               </span>
             </div>
 
             {projectedDates.length > 0 && (
               <div className="mt-4">
-                <p className="text-xs font-semibold uppercase tracking-[0.2em] text-stone-500">
+                <p className="text-xs font-semibold uppercase tracking-[0.2em] text-stone-500 dark:text-stone-400">
                   Projected pay dates this month
                 </p>
                 <div className="mt-2 flex flex-wrap gap-3">
@@ -270,19 +278,19 @@ export function PaycheckWorkspace() {
                         key={date}
                         className={`flex items-center gap-2 rounded-2xl border px-4 py-2 text-sm ${
                           confirmed
-                            ? "border-emerald-200 bg-emerald-50 text-emerald-800"
-                            : "border-stone-200 bg-white text-stone-700"
+                            ? "border-emerald-200 bg-emerald-50 text-emerald-800 dark:border-emerald-800/50 dark:bg-emerald-900/20 dark:text-emerald-300"
+                            : "border-stone-200 bg-white text-stone-700 dark:border-stone-700 dark:bg-stone-800 dark:text-stone-300"
                         }`}
                       >
                         <span className="font-medium">{date}</span>
                         {confirmed ? (
-                          <span className="text-xs font-semibold text-emerald-600">✓ Confirmed</span>
+                          <span className="text-xs font-semibold text-emerald-600 dark:text-emerald-400">✓ Confirmed</span>
                         ) : (
                           <button
                             type="button"
                             onClick={() => void handleConfirmProjected(date)}
                             disabled={busy}
-                            className="rounded-full bg-emerald-700 px-2.5 py-1 text-xs font-semibold text-white transition hover:bg-emerald-800 disabled:cursor-not-allowed disabled:bg-stone-400"
+                            className="rounded-full bg-emerald-700 px-2.5 py-1 text-xs font-semibold text-white transition hover:bg-emerald-800 disabled:cursor-not-allowed disabled:bg-stone-400 dark:bg-emerald-600 dark:hover:bg-emerald-500"
                           >
                             Mark received
                           </button>
@@ -292,7 +300,7 @@ export function PaycheckWorkspace() {
                   })}
                 </div>
                 {pendingProjectedDates.length > 0 && (
-                  <p className="mt-2 text-xs text-stone-500">
+                  <p className="mt-2 text-xs text-stone-500 dark:text-stone-400">
                     {pendingProjectedDates.length} pending — included in dashboard totals as projected income.
                   </p>
                 )}
@@ -304,48 +312,48 @@ export function PaycheckWorkspace() {
 
       <div className="grid gap-6 lg:grid-cols-[1.1fr_0.9fr]">
         {/* Manual paycheck entry */}
-        <section className="rounded-[2rem] border border-stone-200 bg-white p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)]">
+        <section className="rounded-[2rem] border border-stone-200 bg-white p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)] dark:border-stone-700 dark:bg-stone-900">
           <div className="mb-6 flex items-center justify-between gap-4">
             <div>
-              <p className="text-sm font-semibold uppercase tracking-[0.24em] text-emerald-700">One-off entry</p>
-              <h2 className="mt-2 text-3xl font-semibold text-stone-950">Log a bonus or extra deposit</h2>
+              <p className="text-sm font-semibold uppercase tracking-[0.24em] text-emerald-700 dark:text-emerald-400">One-off entry</p>
+              <h2 className="mt-2 text-3xl font-semibold text-stone-950 dark:text-white">Log a bonus or extra deposit</h2>
             </div>
-            <div className="rounded-2xl bg-emerald-50 px-4 py-3 text-right">
-              <p className="text-xs uppercase tracking-[0.2em] text-emerald-700">Tracked paychecks</p>
-              <p className="mt-1 text-2xl font-semibold text-stone-950">{formatCurrencyFromCents(totalIncome)}</p>
+            <div className="rounded-2xl bg-emerald-50 px-4 py-3 text-right dark:bg-emerald-900/20">
+              <p className="text-xs uppercase tracking-[0.2em] text-emerald-700 dark:text-emerald-400">Tracked paychecks</p>
+              <p className="mt-1 text-2xl font-semibold text-stone-950 dark:text-white">{formatCurrencyFromCents(totalIncome)}</p>
             </div>
           </div>
 
           <form className="grid gap-4 md:grid-cols-2" onSubmit={handleSubmit}>
-            <label className="grid gap-2 text-sm font-medium text-stone-700">
+            <label className="grid gap-2 text-sm font-medium text-stone-700 dark:text-stone-300">
               Amount
               <input
                 required
                 inputMode="decimal"
                 value={formState.amount}
                 onChange={(event) => setFormState((current) => ({ ...current, amount: event.target.value }))}
-                className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900"
+                className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
                 placeholder="1800.00"
               />
             </label>
 
-            <label className="grid gap-2 text-sm font-medium text-stone-700">
+            <label className="grid gap-2 text-sm font-medium text-stone-700 dark:text-stone-300">
               Pay date
               <input
                 required
                 type="date"
                 value={formState.payDate}
                 onChange={(event) => setFormState((current) => ({ ...current, payDate: event.target.value }))}
-                className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900"
+                className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-3 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
               />
             </label>
 
             <div className="md:col-span-2 flex items-center justify-between gap-3">
-              <p className="text-sm text-rose-700">{error}</p>
+              <p className="text-sm text-rose-700 dark:text-rose-400">{error}</p>
               <button
                 type="submit"
                 disabled={busy}
-                className="rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400"
+                className="rounded-full bg-stone-950 px-5 py-3 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400 dark:bg-stone-100 dark:text-stone-900 dark:hover:bg-white dark:disabled:bg-stone-700 dark:disabled:text-stone-500"
               >
                 {busy ? "Saving..." : "Save paycheck"}
               </button>
@@ -354,33 +362,33 @@ export function PaycheckWorkspace() {
         </section>
 
         {/* Paycheck history */}
-        <section className="rounded-[2rem] border border-stone-200 bg-[#f6fbf6] p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)]">
+        <section className="rounded-[2rem] border border-stone-200 bg-[#f6fbf6] p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)] dark:border-stone-700 dark:bg-stone-900/60">
           <div className="mb-5">
-            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500">Income history</p>
-            <h2 className="mt-2 text-2xl font-semibold text-stone-950">Recent paychecks</h2>
+            <p className="text-sm font-semibold uppercase tracking-[0.24em] text-stone-500 dark:text-stone-400">Income history</p>
+            <h2 className="mt-2 text-2xl font-semibold text-stone-950 dark:text-white">Recent paychecks</h2>
           </div>
 
           <div className="space-y-3">
             {paychecks.length === 0 ? (
-              <div className="rounded-3xl border border-dashed border-stone-300 px-4 py-6 text-sm text-stone-600">
+              <div className="rounded-3xl border border-dashed border-stone-300 px-4 py-6 text-sm text-stone-600 dark:border-stone-600 dark:text-stone-400">
                 No paychecks yet. Use &quot;Mark received&quot; on a projected date or add one manually.
               </div>
             ) : (
               paychecks.map((paycheck) => (
                 <article
                   key={paycheck.id}
-                  className="flex items-center justify-between gap-4 rounded-3xl border border-stone-200 bg-white px-4 py-4"
+                  className="flex items-center justify-between gap-4 rounded-3xl border border-stone-200 bg-white px-4 py-4 dark:border-stone-700 dark:bg-stone-800"
                 >
                   <div>
-                    <p className="font-semibold text-stone-950">Paycheck</p>
-                    <p className="mt-1 text-sm text-stone-600">{paycheck.payDate}</p>
+                    <p className="font-semibold text-stone-950 dark:text-white">Paycheck</p>
+                    <p className="mt-1 text-sm text-stone-600 dark:text-stone-400">{paycheck.payDate}</p>
                   </div>
                   <div className="flex items-center gap-4">
-                    <p className="font-semibold text-stone-950">{formatCurrencyFromCents(paycheck.amountCents)}</p>
+                    <p className="font-semibold text-stone-950 dark:text-white">{formatCurrencyFromCents(paycheck.amountCents)}</p>
                     <button
                       type="button"
                       onClick={() => void handleDelete(paycheck.id)}
-                      className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-rose-400 hover:text-rose-600"
+                      className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-rose-400 hover:text-rose-600 dark:border-stone-600 dark:text-stone-400 dark:hover:border-rose-500 dark:hover:text-rose-400"
                     >
                       Delete
                     </button>

src/components/recurring-expense-manager.tsx

@@ -120,18 +120,18 @@ export function RecurringExpenseManager({ categoryOptions }: Props) {
   }
 
   return (
-    <section className="rounded-[2rem] border border-amber-200 bg-amber-50 p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)]">
+    <section className="rounded-[2rem] border border-amber-200 bg-amber-50 p-6 shadow-[0_24px_60px_rgba(120,90,50,0.08)] dark:border-amber-900/40 dark:bg-amber-900/10">
       <div className="mb-5 flex items-center justify-between gap-4">
         <div>
-          <p className="text-sm font-semibold uppercase tracking-[0.24em] text-amber-700">Fixed monthly costs</p>
-          <h2 className="mt-2 text-2xl font-semibold text-stone-950">Recurring expenses</h2>
-          <p className="mt-1 text-sm text-stone-600">These appear automatically in every month without manual entry.</p>
+          <p className="text-sm font-semibold uppercase tracking-[0.24em] text-amber-700 dark:text-amber-400">Fixed monthly costs</p>
+          <h2 className="mt-2 text-2xl font-semibold text-stone-950 dark:text-white">Recurring expenses</h2>
+          <p className="mt-1 text-sm text-stone-600 dark:text-stone-400">These appear automatically in every month without manual entry.</p>
         </div>
         {!showAddForm && editingId === null && (
           <button
             type="button"
             onClick={openAdd}
-            className="shrink-0 rounded-full bg-stone-950 px-4 py-2.5 text-sm font-semibold text-white transition hover:bg-stone-700"
+            className="shrink-0 rounded-full bg-stone-950 px-4 py-2.5 text-sm font-semibold text-white transition hover:bg-stone-700 dark:bg-stone-100 dark:text-stone-900 dark:hover:bg-white"
           >
             + Add recurring
           </button>
@@ -141,36 +141,36 @@ export function RecurringExpenseManager({ categoryOptions }: Props) {
       {(showAddForm || editingId !== null) && (
         <form
           onSubmit={handleSubmit}
-          className="mb-5 grid gap-3 rounded-2xl border border-amber-200 bg-white p-5 md:grid-cols-2"
+          className="mb-5 grid gap-3 rounded-2xl border border-amber-200 bg-white p-5 md:grid-cols-2 dark:border-amber-900/40 dark:bg-stone-900"
         >
-          <p className="text-sm font-semibold text-stone-700 md:col-span-2">
+          <p className="text-sm font-semibold text-stone-700 dark:text-stone-300 md:col-span-2">
             {editingId ? "Edit recurring expense" : "New recurring expense"}
           </p>
 
-          <label className="grid gap-1.5 text-sm font-medium text-stone-700 md:col-span-2">
+          <label className="grid gap-1.5 text-sm font-medium text-stone-700 dark:text-stone-300 md:col-span-2">
             Title
             <input
               required
               value={formState.title}
               onChange={(e) => setFormState((s) => ({ ...s, title: e.target.value }))}
-              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-2.5 outline-none transition focus:border-stone-900"
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-2.5 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
               placeholder="Rent, car insurance, EMI..."
             />
           </label>
 
-          <label className="grid gap-1.5 text-sm font-medium text-stone-700">
+          <label className="grid gap-1.5 text-sm font-medium text-stone-700 dark:text-stone-300">
             Amount
             <input
               required
               inputMode="decimal"
               value={formState.amount}
               onChange={(e) => setFormState((s) => ({ ...s, amount: e.target.value }))}
-              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-2.5 outline-none transition focus:border-stone-900"
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-2.5 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
               placeholder="1200.00"
             />
           </label>
 
-          <label className="grid gap-1.5 text-sm font-medium text-stone-700">
+          <label className="grid gap-1.5 text-sm font-medium text-stone-700 dark:text-stone-300">
             Day of month
             <input
               required
@@ -179,17 +179,17 @@ export function RecurringExpenseManager({ categoryOptions }: Props) {
               max={28}
               value={formState.dayOfMonth}
               onChange={(e) => setFormState((s) => ({ ...s, dayOfMonth: e.target.value }))}
-              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-2.5 outline-none transition focus:border-stone-900"
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-2.5 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
               placeholder="1"
             />
           </label>
 
-          <label className="grid gap-1.5 text-sm font-medium text-stone-700 md:col-span-2">
+          <label className="grid gap-1.5 text-sm font-medium text-stone-700 dark:text-stone-300 md:col-span-2">
             Category
             <select
               value={formState.category}
               onChange={(e) => setFormState((s) => ({ ...s, category: e.target.value as CategoryValue }))}
-              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-2.5 outline-none transition focus:border-stone-900"
+              className="rounded-2xl border border-stone-300 bg-stone-50 px-4 py-2.5 outline-none transition focus:border-stone-900 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-200 dark:focus:border-stone-400"
             >
               {categoryOptions.map((option) => (
                 <option key={option.value} value={option.value}>
@@ -205,14 +205,14 @@ export function RecurringExpenseManager({ categoryOptions }: Props) {
               <button
                 type="button"
                 onClick={cancelForm}
-                className="rounded-full border border-stone-300 px-4 py-2.5 text-sm font-semibold text-stone-700 transition hover:border-stone-900"
+                className="rounded-full border border-stone-300 px-4 py-2.5 text-sm font-semibold text-stone-700 transition hover:border-stone-900 dark:border-stone-600 dark:text-stone-300 dark:hover:border-stone-300"
               >
                 Cancel
               </button>
               <button
                 type="submit"
                 disabled={busy}
-                className="rounded-full bg-stone-950 px-4 py-2.5 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400"
+                className="rounded-full bg-stone-950 px-4 py-2.5 text-sm font-semibold text-white transition hover:bg-stone-800 disabled:cursor-not-allowed disabled:bg-stone-400 dark:bg-stone-100 dark:text-stone-900 dark:hover:bg-white dark:disabled:bg-stone-700 dark:disabled:text-stone-500"
               >
                 {busy ? "Saving..." : editingId ? "Update" : "Save"}
               </button>
@@ -226,7 +226,7 @@ export function RecurringExpenseManager({ categoryOptions }: Props) {
       )}
 
       {definitions.length === 0 && !showAddForm ? (
-        <div className="rounded-3xl border border-dashed border-amber-300 px-4 py-6 text-sm text-stone-600">
+        <div className="rounded-3xl border border-dashed border-amber-300 px-4 py-6 text-sm text-stone-600 dark:border-amber-800/50 dark:text-stone-400">
           No recurring expenses yet. Add fixed monthly costs like rent or EMI.
         </div>
       ) : (
@@ -236,24 +236,24 @@ export function RecurringExpenseManager({ categoryOptions }: Props) {
               key={def.id}
               className={`flex items-center justify-between gap-4 rounded-3xl border px-4 py-4 ${
                 editingId === def.id
-                  ? "border-amber-300 bg-amber-100/50"
-                  : "border-amber-200 bg-white"
+                  ? "border-amber-300 bg-amber-100/50 dark:border-amber-700/50 dark:bg-amber-900/20"
+                  : "border-amber-200 bg-white dark:border-amber-900/30 dark:bg-stone-900"
               }`}
             >
               <div>
-                <p className="font-semibold text-stone-950">{def.title}</p>
-                <p className="mt-1 text-sm text-stone-600">
+                <p className="font-semibold text-stone-950 dark:text-white">{def.title}</p>
+                <p className="mt-1 text-sm text-stone-600 dark:text-stone-400">
                   Day {def.dayOfMonth} each month · {getCategoryLabel(def.category as CategoryValue)}
                 </p>
               </div>
               <div className="flex items-center gap-2">
-                <p className="mr-2 font-semibold text-stone-950">{formatCurrencyFromCents(def.amountCents)}</p>
+                <p className="mr-2 font-semibold text-stone-950 dark:text-white">{formatCurrencyFromCents(def.amountCents)}</p>
                 {editingId !== def.id && (
                   <>
                     <button
                       type="button"
                       onClick={() => openEdit(def)}
-                      className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-stone-900 hover:text-stone-900"
+                      className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-stone-900 hover:text-stone-900 dark:border-stone-600 dark:text-stone-400 dark:hover:border-stone-300 dark:hover:text-stone-200"
                     >
                       Edit
                     </button>
@@ -261,7 +261,7 @@ export function RecurringExpenseManager({ categoryOptions }: Props) {
                       type="button"
                       disabled={busy}
                       onClick={() => void handleDelete(def.id)}
-                      className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-rose-400 hover:text-rose-600 disabled:cursor-not-allowed"
+                      className="rounded-full border border-stone-300 px-3 py-2 text-xs font-semibold uppercase tracking-[0.2em] text-stone-600 transition hover:border-rose-400 hover:text-rose-600 disabled:cursor-not-allowed dark:border-stone-600 dark:text-stone-400 dark:hover:border-rose-500 dark:hover:text-rose-400"
                     >
                       Delete
                     </button>

src/components/site-nav.tsx

@@ -13,7 +13,7 @@ export function SiteNav() {
   const pathname = usePathname();
 
   return (
-    <nav className="flex flex-wrap gap-3 text-sm font-semibold text-stone-700">
+    <nav className="flex flex-wrap gap-3 text-sm font-semibold text-stone-700 dark:text-stone-300">
       {links.map((link) => {
         const isActive = link.href === "/" ? pathname === "/" : pathname.startsWith(link.href);
         return (
@@ -22,8 +22,8 @@ export function SiteNav() {
             href={link.href}
             className={
               isActive
-                ? "rounded-full border border-stone-900 bg-stone-900 px-4 py-2 text-white transition hover:bg-stone-700 hover:border-stone-700"
-                : "rounded-full border border-stone-300/80 bg-white/80 px-4 py-2 transition hover:border-stone-900 hover:text-stone-950"
+                ? "rounded-full border border-stone-900 bg-stone-900 px-4 py-2 text-white transition hover:bg-stone-700 hover:border-stone-700 dark:border-stone-100 dark:bg-stone-100 dark:text-stone-900 dark:hover:bg-white dark:hover:border-white"
+                : "rounded-full border border-stone-300/80 bg-white/80 px-4 py-2 transition hover:border-stone-900 hover:text-stone-950 dark:border-stone-600 dark:bg-stone-800/60 dark:hover:border-stone-300 dark:hover:text-white"
             }
           >
             {link.label}

src/components/theme-toggle.tsx

@@ -0,0 +1,48 @@
+"use client";
+
+import { useEffect, useState } from "react";
+
+export function ThemeToggle() {
+  const [isDark, setIsDark] = useState(false);
+
+  useEffect(() => {
+    const timeoutId = window.setTimeout(() => {
+      setIsDark(document.documentElement.classList.contains("dark"));
+    }, 0);
+
+    return () => window.clearTimeout(timeoutId);
+  }, []);
+
+  function toggle() {
+    const root = document.documentElement;
+    if (root.classList.contains("dark")) {
+      root.classList.remove("dark");
+      localStorage.setItem("theme", "light");
+      setIsDark(false);
+    } else {
+      root.classList.add("dark");
+      localStorage.setItem("theme", "dark");
+      setIsDark(true);
+    }
+  }
+
+  return (
+    <button
+      type="button"
+      onClick={toggle}
+      aria-label={isDark ? "Switch to light mode" : "Switch to dark mode"}
+      className="rounded-full border border-stone-300/80 bg-white/80 px-3 py-2 text-stone-700 transition hover:border-stone-900 hover:text-stone-950 dark:border-stone-600 dark:bg-stone-800 dark:text-stone-300 dark:hover:border-stone-400 dark:hover:text-white"
+    >
+      {isDark ? (
+        <svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" strokeWidth="2" strokeLinecap="round" strokeLinejoin="round">
+          <circle cx="12" cy="12" r="4" />
+          <path d="M12 2v2M12 20v2M4.93 4.93l1.41 1.41M17.66 17.66l1.41 1.41M2 12h2M20 12h2M6.34 17.66l-1.41 1.41M19.07 4.93l-1.41 1.41" />
+        </svg>
+      ) : (
+        <svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" strokeWidth="2" strokeLinecap="round" strokeLinejoin="round">
+          <path d="M12 3a6 6 0 0 0 9 9 9 9 0 1 1-9-9Z" />
+        </svg>
+      )}
+    </button>
+  );
+}

src/lib/insights.test.ts

@@ -18,6 +18,7 @@ vi.mock("@/lib/db", () => {
     db: {
       expense: { findMany: vi.fn() },
       paycheck: { findMany: vi.fn() },
+      recurringExpense: { findMany: vi.fn().mockResolvedValue([]) },
       paySchedule: { findFirst: vi.fn().mockResolvedValue(null) },
       monthlyInsight,
     },
@@ -35,6 +36,7 @@ describe("generateMonthlyInsight", () => {
 
     vi.mocked(db.expense.findMany).mockResolvedValue([]);
     vi.mocked(db.paycheck.findMany).mockResolvedValue([]);
+    vi.mocked(db.recurringExpense.findMany).mockResolvedValue([]);
 
     const result = await generateMonthlyInsight("2026-03");
 
@@ -72,6 +74,7 @@ describe("generateMonthlyInsight", () => {
         createdAt: new Date("2026-03-01T10:00:00.000Z"),
       },
     ]);
+    vi.mocked(db.recurringExpense.findMany).mockResolvedValue([]);
 
     vi.spyOn(globalThis, "fetch").mockResolvedValue({
       ok: true,
@@ -120,6 +123,7 @@ describe("generateMonthlyInsight", () => {
         createdAt: new Date("2026-03-01T10:00:00.000Z"),
       },
     ]);
+    vi.mocked(db.recurringExpense.findMany).mockResolvedValue([]);
 
     vi.spyOn(globalThis, "fetch").mockResolvedValue({
       ok: true,

src/lib/insights.ts

@@ -112,8 +112,8 @@ function buildInsightPrompt(snapshot: Awaited<ReturnType<typeof getDashboardSnap
       ? `Pay schedule: biweekly, ${centsToDisplay(snapshot.paySchedule.amountCents)} per paycheck, projected pay dates this month: ${snapshot.paySchedule.projectedDates.join(", ") || "none"}`
       : null,
     `Category breakdown: ${JSON.stringify(categoryBreakdown)}`,
-    `Recent expenses: ${JSON.stringify(snapshot.recentExpenses)}`,
-    `Daily chart points: ${JSON.stringify(snapshot.chart)}`,
+    `Recent expenses: ${JSON.stringify(snapshot.recentExpenses.map((e) => ({ title: e.title, amount: centsToDisplay(e.amountCents), date: e.date, category: getCategoryLabel(e.category as CategoryValue) })))}`,
+    `Daily chart points: ${JSON.stringify(snapshot.chart.map((p) => ({ date: p.date, expenses: centsToDisplay(p.expensesCents), paychecks: centsToDisplay(p.paychecksCents) })))}`,
     "Do not mention missing data unless it materially affects the advice.",
   ]
     .filter(Boolean)